CENTURY 21 Edge
$235,0002 bd2 ba948 sqft$248 /sqft$1,958 /mo all-in ↓

18094 ACKERMAN AVENUE, PORT CHARLOTTE, FL, 33948

Active24 days on marketListed Aug 27, 2026MLS #C7529958

Fully furnishedSingle Family ResidencePORT CHARLOTTE SEC 037

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About this home

18094 ACKERMAN AVENUE

TURNKEY, FULLY FURNISHED, MOVE-IN READY—and EVERYTHING CONVEYS! This charming 2-bedroom, 2-bath Florida cottage offers 948 square feet of comfortable living space on a generous ¼-acre lot, with NO HOA and major improvements already completed. Built in 1983, this home has been thoughtfully updated and is ready for its next owner. Everything in the home conveys, including all furniture, décor, kitchenware, linens, towels, cookware, washer and dryer, lanai furnishings and even a few tools. The home can truly be purchased just as you see it—bring your clothes and toothbrush and you’re ready to go! The updated kitchen is bright and inviting, featuring 42-inch upper cabinets, plenty of storage and a brand-new stainless-steel French-door refrigerator. It is fully stocked and ready for everyday living, entertaining or use as a seasonal getaway. The desirable split-bedroom floor plan provides privacy for owners and guests. The primary bedroom features a queen-size bed, large walk-in closet and en-suite bathroom with an updated vanity and walk-in shower. The guest bedroom also includes a queen-size bed, while the beautifully updated guest bathroom features a tub/shower combination and updated vanity. The furnished living room offers comfortable seating, a queen-size sleeper sofa and Fire TV. An antenna system is also available for local programming, making this home ready for both relaxing evenings and visiting guests. Step outside onto the brand-new lanai, completed in July 2025, which is furnished and provides a wonderful additional space to relax and enjoy Florida’s outdoor lifestyle. The oversized one-car garage is approximately 16 feet wide, providing additional room for your vehicle, storage, tools, bikes or recreational equipment. Major improvements provide added peace of mind, including a new roof installed in 2022 and complete replumbing with overhead plumbing in 2024. The home also includes hurricane shutters. The property is located in an AE flood zone, and the seller can personally attest that the home did not flood during the two major storms the seller experienced while living in the property. Buyers are encouraged to conduct their own due diligence regarding flood zones, insurance and flood history. The home currently has city water, with connection to public sewer expected within the next couple of months. Located in Port Charlotte, this home is approximately 30 minutes from the Gulf beaches and conveniently positioned for enjoying all that Southwest Florida has to offer—boating, fishing, kayaking, golf, shopping, dining and outdoor recreation. Whether you’re a first-time homebuyer, snowbird, seasonal resident, investor or simply looking for an affordable, low-maintenance Florida home, this property offers an exceptional combination of updates, furnishings, outdoor space and convenience. 948 SF • 2 BEDROOMS • 2 BATHS • ¼-ACRE LOT • NO HOA • FULLY FURNISHED • EVERYTHING CONVEYS • NEW ROOF 2022 • REPLUMBED 2024 • BRAND-NEW LANAI 2025 • HURRICANE SHUTTERS Just bring your suitcase—and start enjoying Florida!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

948

Sqft

0.23 ac

Lot size

1

Garage

1983

Year built

One

Levels

$248

Per sqft

FurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorHurricane Shutters · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$3,722/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,958 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property tax — 2025 actual bill$310
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,225
Interest rate6.00%
Loan term

Estimated payment

$1,958/mo

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property taxes (actual bill)$310
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $235K
$181KedgeAI estimate $211,073 · range $189K$237K$246K

vs edgeAI estimate

+11.3%

$/sqft vs PORT CHARLOTTE SEC 037

$248 vs $226

Days on market

24 vs 59 typical

Where $248/sqft sits among the 29 homes for sale in PORT CHARLOTTE SEC 037

5
7
6 · this home
5
2
4
$154–186$186–219$219–251$251–284$284–316$316+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside O'hara

Get to know Port Charlotte. See the full Port Charlotte guide →

O'hara — neighborhood snapshot

Population

5,202

Median age

58

Median income

$75,856

Median home value

$383,125

Avg household

2

Households w/ children

392

For the school run

Charlotte County School District

ElementaryMeadow Park Elementary School★★★★★
MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

14 of 29

PORT CHARLOTTE SEC 037 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 683% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Aug 27, 2026Listed at $235,000 · 24 days on market since
1983Built · PORT CHARLOTTE SEC 037

Reality check

What actually sold near 18094 ACKERMAN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18733 MACGILL AVENUESold · Mar ’26

$227,000

18733 MACGILL AVENUE · same community

2 bd · 2 ba · 1,082 sqft · $210/sqft · 127 DOM

18427 GOODMAN CIRCLESold · Feb ’26

$304,500

18427 GOODMAN CIRCLE · same community

2 bd · 2 ba · 1,188 sqft · $256/sqft · 72 DOM

4104 MUNSON STREETSold · Jun ’26

$380,000

4104 MUNSON STREET · same community

3 bd · 2 ba · 1,196 sqft · $318/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18094 ACKERMAN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18094 ACKERMAN AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18094 ACKERMAN AVENUE FAQs

What would the monthly payment be for 18094 ACKERMAN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,958/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18094 ACKERMAN AVENUE?+

The most recent tax bill on record (2025) was $3,722. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18094 ACKERMAN AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $235,000, this home is listed about 29% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 18094 ACKERMAN AVENUE?+

Meadow Park Elementary School (elementary), Murdock Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW PEACE RIVER PARTNERS · Vicky Paradise. MLS #C7529958.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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