
44 COLONY POINT DRIVE, PUNTA GORDA, FL, 33950
Active11 days on marketListed Oct 27, 2026MLS #C7530153
About this home
44 COLONY POINT DRIVE
SWEEPING PEACE RIVER VIEWS, DEEP SAILBOAT WATER, AND CHARLOTTE HARBOR JUST MINUTES FROM YOUR DOCK. Positioned between the open river and a wide canal, this Punta Gorda Isles residence offers a RARE DUAL WATER EXPERIENCE, with sunrise over the canal and sunset across the river. A 60' CONCRETE DOCK WITH A 16,000 LB LIFT places boating at the forefront, with quick, unobstructed sailboat access to open water. Originally built in 1981 and extensively redesigned in 2012, this 5,305 sqft custom residence pairs generous proportions with rich architectural finishes and water views from every bedroom. French-pattern marble floors, high ceilings, and warm cherry cabinetry add depth and character, while distinct living and dining spaces accommodate both intimate evenings and larger gatherings. At the heart of the home, the kitchen features a large center island, granite countertops, custom cabinetry, high-end appliances, wet bar, and beverage center. A separate prep area with a wood burning fireplace adds an unexpected and memorable detail. FOUR BEDROOMS PLUS AN OFFICE include two private suites overlooking the Peace River, while the guest bedrooms enjoy the quieter canal outlook. Outside, travertine decking frames the heated saltwater pool, with space to dine, stretch out in the sun, or settle into the shade as boats pass and dolphins and manatees surface nearby. Above the pool, the 20' x 40' INDOOR/OUTDOOR LOUNGE offers an extraordinary vantage point, with panoramic canal and river views. A full bar makes this a natural gathering place, whether you are hosting friends after a day on the harbor or enjoying the evening breeze. A remote-controlled Kevlar screen allows the space to be sheltered when desired, and a spiral staircase leads directly to the pool terrace below. On the river side, a covered, west-facing second-floor deck overlooks the Peace River, offering a beautiful setting for sunset evenings. AN ELEVATOR CONNECTS ALL LEVELS. Additional features include a metal roof, hurricane-impact windows and doors, electric shutters, updated A/C, pool equipment, and dock systems, plus a whole-home sound system, advanced network, and EV-ready garage. From this Punta Gorda Isles address, Fishermen’s Village, waterfront restaurants, downtown shops, parks, and the weekly farmers market are all close by, with convenient access to US 41, I 75, and Punta Gorda Airport. Morning light on the canal, an afternoon on the harbor, and a front-row seat as the sun sets over the Peace River. At 44 Colony Point, the setting is as distinctive as the home itself.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
5,305
Sqft
0.22 ac
Lot size
2
Garage
1981
Year built
Two
Levels
$320
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,425 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,425/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.8%
$/sqft vs Punta Gorda actives
$320 vs $207
Days on market
11 vs 65 typical
Where $320/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
170 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 474% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 44 COLONY POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$2,850,000
2795 BAY COURT · same community
4 bd · 3.5 ba · 3,628 sqft · $786/sqft · 15 DOM
Sold · Mar ’26$550,000
68 COLONY POINT DRIVE · same community
3 bd · 2 ba · 2,033 sqft · $271/sqft · 9 DOM
Sold · Jan ’26$525,000
48 HIBISCUS DRIVE · same community
3 bd · 2 ba · 1,387 sqft · $379/sqft · 266 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 44 COLONY POINT DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44 COLONY POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
44 COLONY POINT DRIVE FAQs
What would the monthly payment be for 44 COLONY POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $13,425/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 44 COLONY POINT DRIVE?+
The most recent tax bill on record (2024) was $23,559. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 44 COLONY POINT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,695,000, this home is listed about 372% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 44 COLONY POINT DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,695,000 runs 474% above the PUNTA GORDA 33950 median — but at 5,305 sqft it's also nearly 3 times the size of the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PEACE HARBOR REAL ESTATE INC. · Lisa Heid. MLS #C7530153.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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