10106 CYPRESS BRANCH COURT, PUNTA GORDA, FL, 33950
Active19 days on marketListed Sep 1, 2026MLS #C7530215
About this home
10106 CYPRESS BRANCH COURT
Welcome to Creekside, where space, comfort, and Florida living come together in this impressive 5-bedroom, 2.5-bath pool home with a 2-car garage. With the primary suite downstairs, four additional bedrooms upstairs, a large bonus room, and a heated saltwater pool, this home offers the flexibility today's buyers are looking for. Step inside to a bright, open floor plan with stylish luxury vinyl plank flooring throughout the main living areas. The kitchen is built for everyday living and entertaining with granite countertops, stainless-steel appliances, tile backsplash, abundant cabinetry, a closet pantry, and breakfast bar overlooking the open living and dining areas. The first-floor primary suite provides a private retreat with a spacious walk-in closet and an ensuite bath featuring dual sinks, a tiled walk-in shower, soaking tub, and private water closet. A dedicated mini-split air-conditioning system, thoughtfully added to give independent temperature control in the primary bedroom—perfect for supporting your optimal sleep temperature without cooling the entire house. Upstairs you'll find four generously sized guest bedrooms with walk-in closets, a full guest bath with dual sinks and a tub/shower combination, plus a spacious bonus room ready for a game room, home theater, office, playroom, or second living area. Outside is where the Florida lifestyle takes over. The covered lanai opens to a heated saltwater pool, creating the perfect setup for relaxing, entertaining, and enjoying Southwest Florida year-round. Creekside is a deed-restricted community featuring underground utilities, lakes, sidewalks, picnic areas, and two playgrounds. The neighborhood offers convenient access to Punta Gorda Airport, I-75, US-41, shopping, dining, Fishermen's Village, Ponce de Leon Park, and downtown Punta Gorda. Five bedrooms, a downstairs primary suite, bonus room, heated saltwater pool, and plenty of room to spread out—this is a home designed to be lived in and enjoyed.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,862
Sqft
0.15 ac
Lot size
2
Garage
2016
Year built
Two
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,378 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,378/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$154 vs $203
Days on market
19 vs 63 typical
Where $154/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,900/mo median
Live Punta Gorda rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Jones Loop
Creekside is a short-term-rental community. See the full guide →
Jones Loop — neighborhood snapshot
Population
2,550
Median age
60
Median income
$72,488
Median home value
$170,624
Avg household
2
Households w/ children
368
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
223 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 10106 CYPRESS BRANCH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$328,000
10122 WINDING RIVER ROAD · same community
4 bd · 2.5 ba · 2,878 sqft · $114/sqft · 475 DOM
Sold · Feb ’26$475,000
4310 BAYSIDE DRIVE · same community
5 bd · 3 ba · 2,032 sqft · $234/sqft · 99 DOM
Sold · Jul ’26$255,000
10147 WINDING RIVER ROAD · same community
4 bd · 2 ba · 1,994 sqft · $128/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10106 CYPRESS BRANCH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10106 CYPRESS BRANCH COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10106 CYPRESS BRANCH COURT FAQs
What would the monthly payment be for 10106 CYPRESS BRANCH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,378/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10106 CYPRESS BRANCH COURT?+
The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10106 CYPRESS BRANCH COURT?+
The most recent tax bill on record (2025) was $4,330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 10106 CYPRESS BRANCH COURT be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 10106 CYPRESS BRANCH COURT?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $440,000, this home is listed about 30% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 10106 CYPRESS BRANCH COURT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$440,000 runs 63% above the PUNTA GORDA 33950 median — but at 2,862 sqft it's also 71% larger than the typical Punta Gorda listing.
02Zoned for nightly rentals
Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04The price has already moved
Listed at $460,000, now $440,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Bradly Linenberg. MLS #C7530215.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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