2280 VIA ESPLANADE, PUNTA GORDA, FL, 33950
Active59 days on marketListed Sep 9, 2026MLS #C7530220
About this home
2280 VIA ESPLANADE
WATERFRONT. POOL. MAJOR UPDATES. LESS THAN 10 MINUTES TO OPEN WATER. Welcome to the Florida lifestyle at this beautifully maintained 3-bedroom, 2-bathroom, 2-car garage POOL HOME situated directly on a SALTWATER CANAL in Punta Gorda. With a NEW ROOF INSTALLED IN 2026, HURRICANE-RATED DOORS, WINDOWS AND GARAGE DOOR, and an incredible waterfront setting, this home brings together comfort, peace of mind and the indoor-outdoor lifestyle Southwest Florida is known for. OUTDOOR LIVING IS AT THE HEART OF THIS HOME. An expansive lanai surrounds the 29' X 15' POOL, creating plenty of room for lounging, dining and entertaining while enjoying the waterfront setting. Recent upgrades include a NEW POOL HEATER (MARCH 2026), POOL PUMP (SEPTEMBER 2024) and LANAI HURRICANE CURTAINS (2024). The SECOND BATHROOM CONNECTS DIRECTLY TO THE POOL AREA, providing convenient access from the lanai without having to walk through the main living spaces. Just beyond the pool, the SALTWATER CANAL provides a peaceful backdrop and direct access to open water in LESS THAN 10 MINUTES. A 7' X 15' DOCK WITH ELECTRIC AND WATER gives you your own space along the canal for fishing, relaxing by the water or enjoying everything that comes with waterfront living. Inside, the home offers a spacious, comfortable layout with an easy connection to the outdoors. The LARGE KITCHEN provides plenty of room to cook and gather, while a convenient PASS-THROUGH WINDOW opens directly to the lanai—perfect for serving food and drinks poolside while entertaining. The PRIMARY SUITE offers a private retreat with separate HIS-AND-HERS WALK-IN CLOSETS and an expansive en-suite bathroom. SEPARATE DUAL VANITIES provide plenty of personal space, while a SOAKING TUB and SEPARATE SHOWER complete the suite. Two additional bedrooms and a full guest/pool bathroom provide flexibility for family, visitors, a home office or hobbies. THE MAJOR IMPROVEMENTS ARE JUST AS IMPRESSIVE: NEW ROOF 2026, HURRICANE-RATED WINDOWS, EXTERIOR DOORS AND GARAGE DOOR APRIL 2026, POOL HEATER MARCH 2026, WATER HEATER 2025, POOL PUMP SEPTEMBER 2024, LANAI HURRICANE CURTAINS 2024 and A/C 2023. These substantial updates add even more value and peace of mind to this already impressive waterfront home. From morning coffee overlooking the canal to afternoons by the pool and evenings spent enjoying the lanai, 2280 Via Esplanade offers the COMPLETE PUNTA GORDA WATERFRONT LIFESTYLE. With its saltwater canal setting, private dock, expansive outdoor living spaces, major recent improvements and thoughtfully designed floor plan, this is a home made for enjoying Florida year-round.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,127
Sqft
0.22 ac
Lot size
2
Garage
1992
Year built
One
Levels
$329
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,775 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,775/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.4%
$/sqft vs PUNTA GORDA ISLES SEC 05
$329 vs $334
Days on market
59 vs 65 typical
Where $329/sqft sits among the 13 homes for sale in PUNTA GORDA ISLES SEC 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
5 of 13
PUNTA GORDA ISLES SEC 05 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 137% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2280 VIA ESPLANADE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$303,500
1756 BOCA RATON COURT · same community
3 bd · 2 ba · 2,120 sqft · $143/sqft · 42 DOM
Sold · Oct ’26$850,000
361 DELIDO COURT · same community
3 bd · 2 ba · 2,090 sqft · $407/sqft · 1 DOM
Sold · May ’26$548,000
200 CAPRI ISLES COURT · same community
3 bd · 2 ba · 2,061 sqft · $266/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2280 VIA ESPLANADE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2280 VIA ESPLANADE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2280 VIA ESPLANADE FAQs
What would the monthly payment be for 2280 VIA ESPLANADE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,775/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2280 VIA ESPLANADE?+
The most recent tax bill on record (2025) was $11,368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2280 VIA ESPLANADE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $700,000, this home is listed about 95% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2280 VIA ESPLANADE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$700,000 runs 137% above the PUNTA GORDA 33950 median — but at 2,127 sqft it's also 19% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $715,000, now $700,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7530220.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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