
10118 CHARLEMONT AVENUE, ENGLEWOOD, FL, 34224
Active63 days on marketListed Sep 5, 2026MLS #C7530327
About this home
10118 CHARLEMONT AVENUE
Wake up to water views from your own backyard on this .23 acre homesite at 10118 Charlemont Ave in Englewood, FL 34224 (PID 412002102012). This 10,000 square foot parcel has 80 feet of road frontage and 80 feet along a peaceful freshwater canal at the rear, giving your future home a naturally private backdrop and the kind of everyday scenery that draws so many to Southwest Florida in the first place. Public water is available at the street, and septic would be needed to build. Zoned RSF-3.5, Charlotte County's residential single-family district, this lot is designated for a single-family detached home, which may include an attached guest suite. RSF-3.5 permits building heights up to 38 feet and lot coverage allowing as much as 4,000 square feet of coverage on a parcel this size. With setbacks of 25 feet in front, 7.5 feet on each side, and 20 feet from the water at the rear, you are left with a wide, deep building envelope of roughly 65 feet across and 80 feet deep, with room for a spacious home paired with a screened lanai and a pool area oriented toward the canal. Swimming pools and similar non-commercial recreational structures are expressly permitted in RSF-3.5, so a true backyard oasis overlooking the water is well within reach here. Buyers should verify exact setbacks and site plan requirements with Charlotte County before finalizing home plans. The property sits in an X flood zone, FEMA's lowest-risk designation, meaning it falls outside the high-risk Special Flood Hazard Area. In practical terms, flood insurance is not federally required in an X zone even with a federally backed mortgage, and when a homeowner does choose to carry coverage, premiums are typically far more affordable than high-risk AE or VE zones. On a waterfront parcel especially, that is meaningful long-term savings. The property is also NOT located in a Scrub Jay review area according to the CCGIS, and the National Wetland Inventory mapper shows NO wetlands on site, two more green lights heading into permitting. The location is every bit as appealing as the setting. You are just minutes from Englewood Beach and the sugar sand shores of Manasota Key, with the Old Florida charm and world-class tarpon fishing of Boca Grande roughly 20 minutes away. Golfers will feel right at home with dozens of courses in the surrounding area, including Lemon Bay Golf Club right in Englewood and the five distinct courses at Rotonda Golf and Country Club just a short drive away. Nearby restaurants, grocery stores, and shops cover your everyday needs, from casual waterfront dining to the shopping corridors along Placida Road and SR-776. Sports fans are well positioned too, with Charlotte Sports Park, spring training home of the Tampa Bay Rays, and CoolToday Park in Wellen Park, spring training home of the Atlanta Braves, both within an easy drive for Spring Training baseball each spring. I-75 is approximately 30 minutes away for effortless travel north and south throughout the state, and Fort Myers International Airport (RSW) is roughly an hour and fifteen minutes for convenient air travel. Whether you are planning a full-time residence, a seasonal retreat, or a smart investment in one of Southwest Florida's most beloved beach towns, this canal-front homesite delivers the setting, the space, and the location to make it happen. Contact us today to learn more.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$400 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$400/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Englewood East
Get to know Englewood. See the full Englewood guide →
Englewood East — neighborhood snapshot
Population
12,132
Median age
57
Median income
$64,153
Median home value
$310,108
Avg household
2
Households w/ children
690
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% below the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 10118 CHARLEMONT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$261,000
10421 CHABLIS AVENUE · same community
3 bd · 2 ba · 950 sqft · $275/sqft · 179 DOM
Sold · Apr ’26$245,000
6343 BROOKRIDGE STREET · same community
2 bd · 2 ba · 1,084 sqft · $226/sqft · 49 DOM
Sold · Jun ’26$268,000
6353 SHAW STREET · same community
3 bd · 2 ba · 1,264 sqft · $212/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 10118 CHARLEMONT AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10118 CHARLEMONT AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10118 CHARLEMONT AVENUE FAQs
What would the monthly payment be for 10118 CHARLEMONT AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $400/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10118 CHARLEMONT AVENUE?+
The most recent tax bill on record (2025) was $687. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10118 CHARLEMONT AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $25,000, this home is listed about 93% below the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10118 CHARLEMONT AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7530327.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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