CENTURY 21 Edge
$568,5002 bd2 ba1,721 sqft$330 /sqft$4,055 /mo all-in ↓

350 VIA ESPLANADE, PUNTA GORDA, FL, 33950

Active2 days on marketListed Sep 18, 2026MLS #C7530453

WaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 05

Come see it

Upcoming open house

Sat, Sep 26

11:00 AM – 1:00 PM

About this home

350 VIA ESPLANADE

350 Via Esplanade: Where waterfront living meets effortless Southwest Florida style. Set along a tranquil canal with an expansive long water view in Punta Gorda Isles, this carefully maintained and extensively updated residence invites you to embrace the best of the Florida lifestyle—morning coffee with sunrise views, afternoons beside the pool, and boating adventures with open-water access in less than 15 minutes. The expansive outdoor area is especially inviting, featuring a covered lanai with custom tongue-and-groove ceiling, HEATED POOL, outdoor shower, and PANORAMIC SCREENED ENCLOSURE. The professionally landscaped property provides privacy to enjoy this beautiful oasis. With 66 feet of waterfront, a NEW city-maintained CONCRETE SEAWALL, and DOCK, this property is ideally suited for those who want to make the water and warm-weather living part of everyday life. Thoughtfully designed living space offers flexibility for both everyday living and entertaining guests, with two living areas, dining and breakfast areas, beautifully updated contemporary bathrooms, and bedrooms with two closets each. The kitchen, featuring large windows, GRANITE counters with breakfast bar, and NEWER APPLIANCES, opens naturally to the living spaces, while automatic electric shades on two rear sliding doors provide convenience and privacy. Beyond its lifestyle appeal, this home offers an impressive level of peace of mind and recent investment. With an ELEVATION CERTIFICATE of 9’6”, this home has NO flood history and TRANSFERRABLE flood insurance. The ENTIRE home has HURRICANE-RATED WINDOWS AND DOORS throughout, providing added protection without the seasonal hassle of installing labor intensive shutters. A NEW coastal-rated mechanically seamed ZAM METAL ROOF was installed this year. The entire home received new stucco and EXTERIOR PAINT in 2025, along with a NEW WATER HEATER. Other updates within the last few years include the PANORAMIC LANAI CAGE, gutters and fascia, attic insulation, fresh interior paint, paver pool deck, and matching driveway. The POOL was RESURFACED with Wet Edge Technologies Premium Pebble Finish and new waterline tile in 2019, and the ENTIRE HOME WAS REPIPED IN 2020. Additional features include 2023 Stackable Washer/Dryer, a whole-house water filtration system and REVERSE OSMOSIS at the kitchen sink. This is more than a well-appointed home—it is an invitation to enjoy the lifestyle that makes Punta Gorda Isles so desirable. Within five minutes, you can drive to Fishermen’s Village and Downtown Punta Gorda for shops, restaurants, live music, and seasonal festivals. St. Andrews South Golf Course, the Civic Association, and the Isles Yacht Club all offer social/sporting activities and are right here in the small community of PGI. The Harborwalk and nearby linear paths make walking and biking part of everyday life. PGD Airport is about 10 minutes away, with nonstop flights to over 50 destinations, and there is convenient access to additional airports and nearby Gulf Coast Beaches. Simply move in and begin enjoying the Sunny Southwest Florida life you've dreamed about.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,721

Sqft

0.24 ac

Lot size

2

Garage

1980

Year built

One

Levels

$330

Per sqft

Private poolWaterfrontPool & Water viewNegotiablePets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPool · Water
FacesSouthwest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Outdoor Shower · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$7,370/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,055 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,068
PMI (est., until 20% equity)$213
Property tax — 2025 actual bill$614
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,850
Interest rate6.00%
Loan term

Estimated payment

$4,055/mo

Principal & interest$3,068
PMI (est., until 20% equity)$213
Property taxes (actual bill)$614
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $569K
$440KedgeAI estimate $501,686 · range $458K$538K$591K

vs edgeAI estimate

+13.3%

$/sqft vs PUNTA GORDA ISLES SEC 05

$330 vs $334

Days on market

2 vs 63 typical

Where $330/sqft sits among the 14 homes for sale in PUNTA GORDA ISLES SEC 05

1
3
4 · this home
2
1
3
$187–247$247–306$306–365$365–425$425–484$484+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

7 of 14

PUNTA GORDA ISLES SEC 05 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $568,500 · 2 days on market since
1980Built · PUNTA GORDA ISLES SEC 05

Reality check

What actually sold near 350 VIA ESPLANADE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2219 EL CERITO COURTSold · May ’26

$535,000

2219 EL CERITO COURT · same community

2 bd · 2 ba · 1,743 sqft · $307/sqft · 176 DOM

2361 VIA VENICESold · Nov ’25

$410,000

2361 VIA VENICE · same community

3 bd · 2 ba · 1,744 sqft · $235/sqft · 23 DOM

918 MESSINA DRIVESold · Jun ’26

$584,000

918 MESSINA DRIVE · same community

3 bd · 2 ba · 1,755 sqft · $333/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 350 VIA ESPLANADE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 350 VIA ESPLANADE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

350 VIA ESPLANADE FAQs

What would the monthly payment be for 350 VIA ESPLANADE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,055/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 350 VIA ESPLANADE?+

The most recent tax bill on record (2025) was $7,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 350 VIA ESPLANADE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $568,500, this home is listed about 68% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 350 VIA ESPLANADE?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$568,500 runs 111% above the PUNTA GORDA 33950 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a Punta Gorda market that averages 63 — if it fits, move quickly.

04Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of JOHN R WOOD PROPERTIES · Donna Lee. MLS #C7530453.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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