
15500 WATER OAK COURT, PUNTA GORDA, FL, 33982
Active10 days on marketListed Sep 10, 2026MLS #C7530484
About this home
15500 WATER OAK COURT
5.5 gated and fenced acres, room for horses, space for every toy, Prairie Creek along the rear, and a private pond where the day can end with a fishing pole in hand. This freshly remodeled Prairie Creek Park property combines country freedom with a beautifully updated home, all within easy reach of Punta Gorda. Set in one of Punta Gorda's established equestrian communities, the 1,838sqft home offers 3 bedrooms, 2 remodeled bathrooms, a 2023 roof, and a bright, open interior. A brick-paver patio creates an inviting approach before the home opens into a spacious living area with high ceilings and warm wood accents. The kitchen features quartz countertops, a sleek tile backsplash, recessed lighting, 2025 stainless steel appliances, and a breakfast bar open to the living area. A generous walk-in pantry/laundry room adds storage and function, while easy-care neutral tile flooring continues throughout the home. With wood-accented ceilings and abundant open space, the Florida room offers flexible use as an additional living room, recreation or game room, hobby area, or casual gathering space. The primary suite offers its own comfortable retreat with a remodeled en-suite bath featuring dual sinks and a walk-in closet, while two spacious guest bedrooms and a remodeled guest bath complete the interior. Outside, this 5+ acre Punta Gorda horse property truly separates itself. An approximately 1,800sqft steel building with electric and a roll-up door provides room for RVs, boats, cars, tractors, ATVs, equipment, workshop space, and more. Four newly built horse stalls and dog pens enhance the property's equestrian and animal-friendly appeal. A detached 864sqft garage with electric and double doors opens to an adjoining area currently used as a home gym with mini-split, creating additional hobby, recreation, or workspace possibilities. The blacktop driveway extends from the street to the garage and barn, ideal for sports cars. Additional storage includes a shed housing the well and pump equipment, a second pump shed to irrigate 2 acres, and a dedicated kayak shed with capacity for up to four kayaks. Newly added irrigation helps maintain the acreage. Prairie Creek runs along the rear, allowing you to launch kayaks right from home. A private pond with float switch system and newly built aluminum dock creates a peaceful spot for fishing and watching wildlife. Horse enthusiasts can enjoy approximately 22 miles of equestrian riding trails along Prairie Creek Park's scenic community greenbelts, allowing you to saddle up without trailering elsewhere before returning to your own fenced acreage, stalls, outbuildings, and wide-open surroundings. The home and buildings are in Flood Zone X, with concrete Hardie siding and concrete soffits on the house, garage, and both sheds. And when country quiet gives way to a night out, historic downtown Punta Gorda and I-75 are a short drive away. Enjoy waterfront dining, shopping and entertainment, stroll the Harborwalk along Charlotte Harbor, visit Fishermen's Village, or spend the afternoon exploring everything this Southwest Florida waterfront community has to offer. Whether your vision includes horses, kayaking, fishing, RV/hobby car/boat storage, a serious workshop, or simply five private acres with room to spread out, this Prairie Creek Park property offers the space, flexibility, and lifestyle to make it your own.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,838
Sqft
5.51 ac
Lot size
2
Garage
1984
Year built
One
Levels
$516
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,351 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,351/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$516 vs $203
Days on market
10 vs 63 typical
Where $516/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
223 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 537% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 15500 WATER OAK COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$573,500
17200 RIVER RANCH COURT · same community
3 bd · 2 ba · 1,712 sqft · $335/sqft · 50 DOM
Sold · Jun ’26$650,000
3740 HIDDEN VALLEY CIRCLE · same community
3 bd · 2 ba · 2,355 sqft · $276/sqft · 153 DOM
Sold · May ’26$699,000
16180 FOREST GLEN COURT · same community
3 bd · 2.5 ba · 2,512 sqft · $278/sqft · 190 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15500 WATER OAK COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15500 WATER OAK COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15500 WATER OAK COURT FAQs
What would the monthly payment be for 15500 WATER OAK COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,351/mo — principal and interest, the actual property-tax bill, the $49/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15500 WATER OAK COURT?+
The association fee works out to $49 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15500 WATER OAK COURT?+
The most recent tax bill on record (2025) was $7,983. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15500 WATER OAK COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $949,000, this home is listed about 180% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 15500 WATER OAK COURT?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Bobbi Bevis. MLS #C7530484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 15500 WATER OAK COURT but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →


