14 HOLLAND DRIVE, PUNTA GORDA, FL, 33950
Active55 days on marketListed Sep 13, 2026MLS #C7530553
About this home
14 HOLLAND DRIVE
Welcome to the friendly neighborhood of Windmill Village, a resident-owned 55+ gated community in Punta Gorda. This 1998 Skyline model features 2 bedrooms and 2 bathrooms with an open-concept living area, freshly painted interiors, and a nice screened lanai perfect for enjoying the Florida lifestyle. A bonus fully insulated Florida room offers flexible space that can serve as an office, home gym, or craft area. Pergo flooring runs throughout the main living areas and bedrooms, with linoleum in the kitchen and bathrooms. Windmill Village offers outstanding amenities, including two marinas with free first-come, first-served boat slips and direct access to the Gulf, a private boat ramp, trailer storage yard, clubhouse, and an upscale Community Center for social events. Residents can enjoy gatherings at the Pavilion by the heated pool, as well as horseshoes and bocce ball. A nominal HOA fee covers lawn mowing, water and sewer, management, recreational facilities, and community property maintenance. Punta Gorda was voted “#1 Best Small Place to Live” by Money Magazine. Schedule your showing today—this is your paradise! Please note: the park share and bond of $18,285 is not included in the sale price and is returned when the property is sold.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,320
Sqft
0.1 ac
Lot size
1998
Year built
One
Levels
$117
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,731 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,731/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs WINDMILL VILLAGE
$117 vs $154
Days on market
55 vs 65 typical
Where $117/sqft sits among the 32 homes for sale in WINDMILL VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,955
Median age
65.4
Median income
$76,369
Median home value
$433,800
Avg household
1.95
Households w/ children
1,551
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
20 of 32
WINDMILL VILLAGE have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 HOLLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$167,500
7 FREEMAN AVENUE · same community
3 bd · 2 ba · 1,296 sqft · $129/sqft · 51 DOM
Sold · May ’26$170,000
27 FREEMAN AVENUE · same community
3 bd · 2 ba · 1,296 sqft · $131/sqft · 114 DOM
Sold · Apr ’26$150,000
21 BELCHER DRIVE · same community
2 bd · 2 ba · 1,389 sqft · $108/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14 HOLLAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 HOLLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14 HOLLAND DRIVE FAQs
What would the monthly payment be for 14 HOLLAND DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,731/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14 HOLLAND DRIVE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14 HOLLAND DRIVE?+
The most recent tax bill on record (2025) was $2,077. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14 HOLLAND DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $155,000, this home is listed about 57% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14 HOLLAND DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE VISION REALTY · Wendy Decker. MLS #C7530553.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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