
16363 COCONUT PALM DRIVE, PORT CHARLOTTE, FL, 33953
Active6 days on marketListed Sep 14, 2026MLS #C7530568
About this home
16363 COCONUT PALM DRIVE
Currently the only available villa in Palms Villas offering a pond view, 16363 Coconut Palm Drive pairs low-maintenance living with a peaceful backdrop—perfect for enjoying your morning coffee or an evening drink from the screened lanai. Built in 2023 with an impressive selection of upgrades, this three-bedroom, two-bath villa feels nearly new, with its major systems still early in their expected lifespans. Inside, upgraded 18-inch tile flooring, high ceilings and an open layout create a bright, welcoming atmosphere. Two guest bedrooms and a full guest bathroom are positioned toward the front of the home, providing comfortable separation from the primary suite. At the heart of the home, the kitchen features a generous island, bright quartz countertops, stainless-steel appliances, a tile backsplash and 42-inch cabinetry finished with crown molding. The kitchen, dining area and living room flow seamlessly together, creating an inviting space for everyday living and entertaining. Sliding doors extend the living area onto the screened lanai, where the pond view provides a relaxing setting throughout the day. Just off the living room, the spacious primary suite includes a walk-in closet and a well-appointed bathroom with a linen closet and fully tiled walk-in shower accented by a decorative tile detail. The two-car garage features an epoxy-coated floor for easy cleanup, while the home’s sealed exterior pavers help preserve their appearance and simplify maintenance. Other maintenance upgrades include sealed grout for the flooring and in the bathrooms/showers. Irrigation is supplied from the community ponds, helping reduce household water usage. Palms Villas offers a truly low-maintenance lifestyle, with HOA services that include landscaping, annual mulch refreshing, exterior painting and scheduled roof replacement. Residents are also conveniently located near Centennial Park and the Centennial Park Recreation Center, with easy access to shopping, dining and the surrounding communities of Port Charlotte, Punta Gorda, Englewood and Venice. Nearly new, thoughtfully upgraded and positioned on a desirable pond-view homesite, this villa is ready to welcome you home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,470
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,587 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,587/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs PALMS/WEST PORT
$187 vs $189
Days on market
6 vs 59 typical
Where $187/sqft sits among the 6 homes for sale in PALMS/WEST PORT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Murdock Village
Get to know Port Charlotte. See the full Port Charlotte guide →
Murdock Village — neighborhood snapshot
Population
770
Median age
57
Median income
$22,690
Median home value
$11,917
Avg household
2
Households w/ children
111
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
1 of 6
PALMS/WEST PORT have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1150% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 16363 COCONUT PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$265,018
16342 COCONUT PALM DRIVE · same community
3 bd · 2 ba · 1,470 sqft · $180/sqft · 18 DOM
Sold · Feb ’26$280,000
16351 COCONUT PALM DRIVE · same community
3 bd · 2 ba · 1,503 sqft · $186/sqft · 323 DOM
Sold · Sep ’26$315,000
16359 S PORT HARBOR BOULEVARD · same community
3 bd · 2 ba · 1,823 sqft · $173/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16363 COCONUT PALM DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16363 COCONUT PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16363 COCONUT PALM DRIVE FAQs
What would the monthly payment be for 16363 COCONUT PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,587/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16363 COCONUT PALM DRIVE?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16363 COCONUT PALM DRIVE?+
The most recent tax bill on record (2025) was $6,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16363 COCONUT PALM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $275,000, this home is listed about 17% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16363 COCONUT PALM DRIVE?+
Port Charlotte High School (high), Murdock Middle School (middle), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$275,000 runs 1150% above the PORT CHARLOTTE 33953 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Port Charlotte market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ERA ADVANTAGE REALTY, INC. · Sidney Roussell. MLS #C7530568.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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