CENTURY 21 Edge
$275,0003 bd2 ba1,470 sqft$187 /sqft$2,587 /mo all-in ↓

16363 COCONUT PALM DRIVE, PORT CHARLOTTE, FL, 33953

Active6 days on marketListed Sep 14, 2026MLS #C7530568

VillaPALMS/WEST PORT

About this home

16363 COCONUT PALM DRIVE

Currently the only available villa in Palms Villas offering a pond view, 16363 Coconut Palm Drive pairs low-maintenance living with a peaceful backdrop—perfect for enjoying your morning coffee or an evening drink from the screened lanai. Built in 2023 with an impressive selection of upgrades, this three-bedroom, two-bath villa feels nearly new, with its major systems still early in their expected lifespans. Inside, upgraded 18-inch tile flooring, high ceilings and an open layout create a bright, welcoming atmosphere. Two guest bedrooms and a full guest bathroom are positioned toward the front of the home, providing comfortable separation from the primary suite. At the heart of the home, the kitchen features a generous island, bright quartz countertops, stainless-steel appliances, a tile backsplash and 42-inch cabinetry finished with crown molding. The kitchen, dining area and living room flow seamlessly together, creating an inviting space for everyday living and entertaining. Sliding doors extend the living area onto the screened lanai, where the pond view provides a relaxing setting throughout the day. Just off the living room, the spacious primary suite includes a walk-in closet and a well-appointed bathroom with a linen closet and fully tiled walk-in shower accented by a decorative tile detail. The two-car garage features an epoxy-coated floor for easy cleanup, while the home’s sealed exterior pavers help preserve their appearance and simplify maintenance. Other maintenance upgrades include sealed grout for the flooring and in the bathrooms/showers. Irrigation is supplied from the community ponds, helping reduce household water usage. Palms Villas offers a truly low-maintenance lifestyle, with HOA services that include landscaping, annual mulch refreshing, exterior painting and scheduled roof replacement. Residents are also conveniently located near Centennial Park and the Centennial Park Recreation Center, with easy access to shopping, dining and the surrounding communities of Port Charlotte, Punta Gorda, Englewood and Venice. Nearly new, thoughtfully upgraded and positioned on a desirable pond-view homesite, this villa is ready to welcome you home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,470

Sqft

0.11 ac

Lot size

2

Garage

2023

Year built

One

Levels

$187

Per sqft

Water viewNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Entrance · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$180/mo
Taxes (2025)$6,072/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,587 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$506
HOA fee — from the listing$180
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,587/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$506
HOA / condo fee$180
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$256KedgeAI estimate $276,741 · range $266K$290K$302K

vs edgeAI estimate

−0.6%

$/sqft vs PALMS/WEST PORT

$187 vs $189

Days on market

6 vs 59 typical

Where $187/sqft sits among the 6 homes for sale in PALMS/WEST PORT

1
2
0 · this home
2
0
1
$174–179$179–184$184–189$189–194$194–199$199+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Murdock Village

Get to know Port Charlotte. See the full Port Charlotte guide →

Murdock Village — neighborhood snapshot

Population

770

Median age

57

Median income

$22,690

Median home value

$11,917

Avg household

2

Households w/ children

111

For the school run

Charlotte County School District

HighPort Charlotte High School★★★★★
MiddleMurdock Middle School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

1 of 6

PALMS/WEST PORT have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1150% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Sep 14, 2026Listed at $275,000 · 6 days on market since
2023Built · PALMS/WEST PORT

Reality check

What actually sold near 16363 COCONUT PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16342 COCONUT PALM DRIVESold · Apr ’26

$265,018

16342 COCONUT PALM DRIVE · same community

3 bd · 2 ba · 1,470 sqft · $180/sqft · 18 DOM

16351 COCONUT PALM DRIVESold · Feb ’26

$280,000

16351 COCONUT PALM DRIVE · same community

3 bd · 2 ba · 1,503 sqft · $186/sqft · 323 DOM

16359 S PORT HARBOR BOULEVARDSold · Sep ’26

$315,000

16359 S PORT HARBOR BOULEVARD · same community

3 bd · 2 ba · 1,823 sqft · $173/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16363 COCONUT PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16363 COCONUT PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16363 COCONUT PALM DRIVE FAQs

What would the monthly payment be for 16363 COCONUT PALM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,587/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16363 COCONUT PALM DRIVE?+

The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16363 COCONUT PALM DRIVE?+

The most recent tax bill on record (2025) was $6,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16363 COCONUT PALM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $275,000, this home is listed about 17% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 16363 COCONUT PALM DRIVE?+

Port Charlotte High School (high), Murdock Middle School (middle), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$275,000 runs 1150% above the PORT CHARLOTTE 33953 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 6 days on market in a Port Charlotte market that averages 59 — if it fits, move quickly.

Listing courtesy of ERA ADVANTAGE REALTY, INC. · Sidney Roussell. MLS #C7530568.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Port Charlotte homes, in your inbox

Like 16363 COCONUT PALM DRIVE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Bridget to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 5:27 PM UTC. The listing information on this page last changed on September 20, 2026 at 5:27 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 5:27 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 5:27 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.