
13172 GORMAN AVENUE, PORT CHARLOTTE, FL, 33981
Active6 days on marketListed Sep 14, 2026MLS #C7530635
About this home
13172 GORMAN AVENUE
**RARE FINANCING OPPORTUNITY** OPTIONAL ASSUMABLE 4.75% FIXED-RATE MORTGAGE! Built in 2022 and beautifully maintained, this modern Florida home offers thoughtful upgrades inside and out, an open-concept design, and exceptional use of space. From the moment you arrive, you’ll appreciate the attractive landscaping, including 18 newly planted Areca palms for added backyard privacy, a 6-foot white vinyl privacy fence with two convenient gates: an 8-foot double gate and 4-foot single gate. 8' x 12' storage shed. The backyard is designed for outdoor living with a large patio area finished with rubber mulch, perfect for relaxing, entertaining, or play, along with an added paver pathway connecting the lanai to the outdoor grill area. Plenty of room to add a pool, plus a dedicated area to park a boat, camper, or RV. Inside, the home features a desirable open-concept, split-bedroom floor plan with cathedral ceilings in the living room and tile flooring throughout. The spacious kitchen is the heart of the home, showcasing an oversized island, granite countertops, white shaker cabinetry, stainless steel appliances, recessed lighting, and a comfortable dining area. French doors open to the lanai, creating an easy transition between indoor and outdoor living. The primary suite offers a large walk-in closet with an en suite bathroom featuring a dual-sink vanity and walk-in corner shower. Two additional bedrooms are thoughtfully positioned on the opposite side of the home, providing added privacy. A Murphy bed conveys with the property, offering flexible use for guests, a home office, or multipurpose space. The guest bathroom features a convenient tub/shower combination. Granite countertops continue into the bathrooms, and ceiling fans are installed throughout the home. Additional wall cabinetry in the living room and dining room provides extra storage. For added peace of mind, the home includes hurricane/storm shutters and is connected to public water. Best of all, there is NO mandatory HOA and NO CDD. Owners may choose to join the voluntary property owners association: Property Owners of Gulf Cove, Inc., which provides access to waterfront recreational properties, including a private boat ramp and private park. Designed for comfortable everyday living while embracing the Florida lifestyle, this home offers modern finishes, privacy, outdoor space, and valuable community access without mandatory association fees. Flood insurance is assumable, subject to carrier approval and applicable transfer requirements. The following items will remain with the home: 2 living room couches, 3 kitchen barstools, Murphy bed, Primary bedroom dressers and nightstands, Living/dining room wall cabinets, Outdoor patio furniture and fire pit. Washer and Dryer DO NOT CONVEY. Located just 2 blocks from the new Myakka River Park, currently under construction and expected to offer trails, recreational areas, and a natural kayak launch along the Myakka River. Minutes to pristine, sparkling sand and turquoise-water beaches: Boca Grande and Englewood. Located close to schools, restaurants, and shopping. Move in, unpack, and start living the life you've always dreamed of. Don't miss the opportunity to make this your own personal sanctuary. Enjoy true Florida living: hiking, biking, hunting, swimming, shelling, boating, fishing, bird watching, and beyond. Schedule a viewing today and let this dream home become your reality!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,640
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,752 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,752/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.4%
$/sqft vs PORT CHARLOTTE SEC 054
$219 vs $357
Days on market
6 vs 59 typical
Where $219/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 054
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33981 — neighborhood snapshot
Population
14,468
Median age
61.4
Median income
$71,266
Median home value
$355,600
Avg household
2.28
Households w/ children
864
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
3 of 6
PORT CHARLOTTE SEC 054 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 800% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13172 GORMAN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$441,500
5485 DAVID BOULEVARD · same community
3 bd · 2 ba · 1,679 sqft · $263/sqft · 3 DOM
Sold · May ’26$335,000
6037 DAVID BOULEVARD · same community
3 bd · 2 ba · 1,698 sqft · $197/sqft · 49 DOM
Sold · Oct ’25$430,000
5244 EARLY TERRACE · same community
3 bd · 2 ba · 1,579 sqft · $272/sqft · 166 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13172 GORMAN AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13172 GORMAN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13172 GORMAN AVENUE FAQs
What would the monthly payment be for 13172 GORMAN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,752/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13172 GORMAN AVENUE?+
The most recent tax bill on record (2025) was $3,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $359,900, this home is listed about 9% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13172 GORMAN AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Dena Sternquist PA. MLS #C7530635.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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