CENTURY 21 Edge
$489,9004 bd2.5 ba2,358 sqft$208 /sqft$4,069 /mo all-in ↓

1601 PARK BEACH CIRCLE UNIT 18, PUNTA GORDA, FL, 33950

Active5 days on marketListed Sep 15, 2026MLS #C7530692

WaterfrontFully furnishedCondominiumLAVISTA CONDO

About this home

1601 PARK BEACH CIRCLE UNIT 18

LOCATION! LOCATION! LOCATION! MILLION DOLLAR CHARLOTTE HARBOR VIEW! PENTHOUSE-4TH FLOOR CORNER UNIT WITH VOLUME CEILINGS. 4 BEDROOM, 2.5 BATH, 2350 SQ FT AND A 25X08 LANAI. Walking distance to Fishermen's Village, Harbor front parks, downtown Historic Punta Gorda and 18 miles of Punta Gorda Pathways walking and bike trails. Nicely furnished being sold turnkey as seen (with the exception of some artwork and Sellers personal items). All impact glass throughout. Attention Buyers, gorgeous units of this size with harbor views are rare! Sit on your spacious lanai and enjoy the scenery with great views of Fishermen's Village, Sunseeker Resort and all of the waterfront activity.. The spacious living room has an electric fireplace with large sliders and 2 large east facing windows. The lovely Kitchen has a beautiful tiled backsplash, bisque cabinets and solid surface counters. There is also an area by the half bath that could be converted into a nice Pantry for additional storage. The primary bedroom and bath are very spacious as well. The large walk-in closet is 11 x 6! Dual sinks, white cabinets with a separate built in vanity with solid surface counters. There is also a separate room for the large walk-in shower and toilet. The two 12x13 guest bedrooms have private bath access to a Jack & Jill Bath. The 4th bedroom can also be used as an office or den and is 13x11 and includes a closet as well. You also get 2 premium parking spaces in the Garage and an additional storage unit #18. The Lobby and Stairwells are all secured. Enter the lobby from the garage with your shopping cart by using your fob on the remote door to open! Don't wait long to preview this beautiful unit and make it part of your piece of paradise!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,358

Sqft

0.91 ac

Lot size

2

Garage

1988

Year built

One

Levels

$208

Per sqft

WaterfrontFireplacePool & Water viewFurnished

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionMetal Frame
FoundationOther
ViewPool · Water
FacesSouth
ExteriorIrrigation System · Storage

Community & fees

Taxes (2025)$9,694/yr
PetsCats OK
CommunityBay/Harbor Front · Buyer Approval Required · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,069 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$808
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,147
Interest rate6.00%
Loan term

Estimated payment

$4,069/mo

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$808
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$374KedgeAI estimate $440,886 · range $390K$620K$645K

vs edgeAI estimate

+11.1%

$/sqft vs Punta Gorda actives

$208 vs $203

Days on market

5 vs 63 typical

Where $208/sqft sits among the 400 Punta Gorda actives

114
150 · this home
66
29
14
27
$115–172$172–230$230–288$288–346$346–403$403+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

223 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 81% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Sep 15, 2026Listed at $489,900 · 5 days on market since
1988Built · LAVISTA CONDO

Reality check

What actually sold near 1601 PARK BEACH CIRCLE UNIT 18

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1601 PARK BEACH CIRCLE UNIT 6/116Sold · Aug ’26

$490,000

1601 PARK BEACH CIRCLE UNIT 6/116 · same community

4 bd · 2 ba · 2,462 sqft · $199/sqft · 122 DOM

1601 PARK BEACH CIRCLE UNIT 114Sold · May ’26

$335,503

1601 PARK BEACH CIRCLE UNIT 114 · same community

2 bd · 2 ba · 1,576 sqft · $213/sqft · 221 DOM

2126 VIA VENETO DRIVESold · Apr ’26

$1,388,000

2126 VIA VENETO DRIVE

4 bd · 3 ba · 2,345 sqft · $592/sqft · 168 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 1601 PARK BEACH CIRCLE UNIT 18 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1601 PARK BEACH CIRCLE UNIT 18 — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1601 PARK BEACH CIRCLE UNIT 18 FAQs

What would the monthly payment be for 1601 PARK BEACH CIRCLE UNIT 18?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,069/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1601 PARK BEACH CIRCLE UNIT 18?+

The most recent tax bill on record (2025) was $9,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1601 PARK BEACH CIRCLE UNIT 18?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $489,900, this home is listed about 44% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 1601 PARK BEACH CIRCLE UNIT 18?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$489,900 runs 81% above the PUNTA GORDA 33950 median — but at 2,358 sqft it's also 40% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 5 days on market in a Punta Gorda market that averages 63 — if it fits, move quickly.

04Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Carole Borgstrom. MLS #C7530692.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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