16360 PALMETTO STREET, PUNTA GORDA, FL, 33982
Active2 days on marketListed Sep 18, 2026MLS #C7530829
About this home
16360 PALMETTO STREET
Nestled on a preserve lot in the tranquil Lake Babcock neighborhood, this charming 3-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and privacy. Centrally located just a short bike ride from Babcock Schools, Cypress Lodge, and Founder's Square, convenience is at your doorstep. The interior boasts beautiful tile and vinyl flooring throughout, with elegant white shaker cabinets and stunning quartz countertops in the kitchen, making it a chef's dream. The primary suite is a true oasis, providing a peaceful retreat at the end of the day. Situated on a highly sought-after preserve lot, the large backyard offers a serene wooded view that will remain untouched, ensuring your privacy. This home is built with energy efficiency in mind, featuring impact windows and doors as well as spray foam insulation for added savings and safety. As a member of the vibrant Babcock Ranch community, you'll enjoy access to resort-style amenities, including pools, tennis and pickleball courts, miles of scenic hiking and biking trails, an expansive park system, as well as regular entertainment, events. Don’t miss the opportunity to make this beautiful home in the heart of America's first solar powered town yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,490
Sqft
0.2 ac
Lot size
2
Garage
2019
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$2 vs $203
Days on market
2 vs 63 typical
Where $2/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Babcock Ranch
Get to know Punta Gorda. See the full Punta Gorda guide →
Babcock Ranch — neighborhood snapshot
Population
1,383
Median age
51
Median income
$121,216
Median home value
$440,349
Avg household
3
Households w/ children
150
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
224 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 16360 PALMETTO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$412,000
16248 PALMETTO STREET · same community
3 bd · 2 ba · 1,911 sqft · $216/sqft · 87 DOM
Sold · Apr ’26$412,000
16248 PALMETTO STREET · same community
3 bd · 2 ba · 1,911 sqft · $216/sqft · 0 DOM
Sold · Jan ’26$430,000
16160 LOTUS WAY · same community
4 bd · 3 ba · 2,027 sqft · $212/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16360 PALMETTO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16360 PALMETTO STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16360 PALMETTO STREET FAQs
What would the monthly payment be for 16360 PALMETTO STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 16360 PALMETTO STREET?+
The listing reports pets: Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $2,400, this home is listed about 99% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 16360 PALMETTO STREET?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33982 market on paper
$2,400 is 98% below the PUNTA GORDA 33982 median of $149,000, and at $2/sqft it sits under the Punta Gorda average of $230.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Punta Gorda market that averages 63 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · John Garuti. MLS #C7530829.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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