
13443 SW PEMBROKE CIRCLE N, LAKE SUZY, FL, 34269
Active0 days on marketListed Oct 13, 2026MLS #C7530899
About this home
13443 SW PEMBROKE CIRCLE N
SPACIOUS 4 BEDROOM PLUS OFFICE/DEN, 3 BATH, 3-CAR GARAGE POOL HOME NESTLED IN DESIRABLE DEED-RESTRICTED COMMUNITY OF LAKE PEMBROKE. Situated on a pie-shaped lot, this home features beautiful landscaping and curb appeal that make a great first impression. The stone-accented exterior complements the home's interior features, including high ceilings, neutral tones, plantation shutters, and luxury vinyl flooring throughout. Upon entering, the foyer opens to the formal dining room on the left and a versatile office/den on the right offering flexibility for a home office or hobby room. Straight ahead, the open kitchen and living room form a central gathering area. The kitchen offers ample cabinetry and a functional layout for everyday cooking, flowing seamlessly into the living room where a stone fireplace serves as a focal point alongside welcoming views of the pool. Adding to the home's impressive layout, the giant bonus room serves as an ideal man cave or media lounge, fitted with a glass barn door, a sports-themed turf wall, and endless space for billiards, games, or lounging. The expansive primary suite is a true sanctuary, featuring dual bathrooms, walk-in closets, a fireplace, and a sitting room. A split floor plan ensures privacy for everyone, with additional guest bedrooms sharing a well-appointed guest bath. Step outside to your own outdoor oasis, where Florida living meets ultimate relaxation. The covered lanai features a built-in outdoor kitchen that flows into the screened pool area designed for entertaining. The heated, saltwater pool with a sun shelf is surrounded by lush landscaping, while the large backyard provides added privacy. Located just minutes from I-75, golf, shopping, boating, fishing, and historic downtown Punta Gorda with fine dining, arts, and community events. Don’t miss this opportunity! Call to schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,055
Sqft
0.28 ac
Lot size
3
Garage
2015
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,144 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,144/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.4%
Days on market
0 vs 92 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Suzy
Get to know Lake Suzy. See the full Lake Suzy guide →
LAKE SUZY 34269 — neighborhood snapshot
Population
5,111
Median age
62.7
Median income
$54,792
Median home value
$188,800
Avg household
2.16
Households w/ children
347
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Suzy market
$244K → $378K
Lake Suzy median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
Median sold price, Lake Suzy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the LAKE SUZY 34269 median. See the full Lake Suzy market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13443 SW PEMBROKE CIRCLE N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13443 SW PEMBROKE CIRCLE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13443 SW PEMBROKE CIRCLE N FAQs
What would the monthly payment be for 13443 SW PEMBROKE CIRCLE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,144/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13443 SW PEMBROKE CIRCLE N?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13443 SW PEMBROKE CIRCLE N?+
The most recent tax bill on record (2025) was $9,758. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13443 SW PEMBROKE CIRCLE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Suzy?+
At $499,000, this home is listed about 66% above the Lake Suzy median of $299,870. The market section on this page shows how the area is trending.
Which schools are assigned to 13443 SW PEMBROKE CIRCLE N?+
Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,000 runs 41% above the LAKE SUZY 34269 median — but at 3,055 sqft it's also nearly twice the size of the typical Lake Suzy listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Lake Suzy market that averages 92 — if it fits, move quickly.
Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7530899.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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