CENTURY 21 Edge
$975,0003 bd3 ba2,619 sqft$372 /sqft$7,086 /mo all-in ↓

20248 PUMA TRAIL, ESTERO, FL, 33928

Active2 days on marketListed Sep 18, 2026MLS #C7530919

Private poolSingle Family ResidenceWILDCAT RUN SUB

About this home

20248 PUMA TRAIL

There’s something special about a community people love so much they choose to stay—and that’s exactly the story behind this beautiful Wildcat Run home. After purchasing here, the current owners fell in love with the community and lifestyle and have now purchased another home within Wildcat Run! Set directly on the 8th hole of Wildcat Run’s Arnold Palmer Signature championship golf course, this beautifully updated 3-bedroom plus den, 3-bath home offers 2,619 square feet of open, inviting living space designed for the way we live in Southwest Florida. At the heart of the home is a fabulous open-concept kitchen and great room, where soaring ceilings, abundant natural light, and an oversized island create the perfect gathering place for family and friends. The beautifully appointed kitchen features premium appliances, generous cabinetry, and plenty of space for entertaining, all while keeping you connected to the main living areas and the incredible views beyond. The split-bedroom floor plan offers privacy for owners and guests, while the den provides flexible space for a home office, additional sitting area, or whatever best fits your lifestyle. All bedrooms feature updated luxury vinyl plank flooring, while gorgeous plantation shutters throughout the home add a timeless, upscale finishing touch. Step outside and the Florida lifestyle truly takes over. The expansive screened lanai features a private pool and spa, outdoor entertaining space, and sweeping views directly overlooking the 8th hole. Whether it’s morning coffee, an afternoon by the pool, or cocktails at sunset, this is indoor-outdoor living at its best. Wildcat Run offers much more than golf. Residents enjoy a gated, low-density country club community with an updated clubhouse, formal and casual dining, fitness and wellness facilities, Har-Tru tennis, pickleball, bocce, and an active social lifestyle—all conveniently located near shopping, dining, Southwest Florida International Airport, and everything Estero has to offer. Beautifully updated. Directly on the 8th hole. Designed for entertaining. And located in a community its owners loved enough to choose twice. Come experience Wildcat Run—and see why once you live here, you may never want to leave.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,619

Sqft

0.44 ac

Lot size

2

Garage

1989

Year built

Multi/Split

Levels

$372

Per sqft

Private poolGolf Course viewTurnkeyPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Outdoor Kitchen · Sliding Doors

Community & fees

HOA fee$309/mo
Taxes (2025)$11,890/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,086 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property tax — 2025 actual bill$991
HOA fee — from the listing$309
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $97,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $97,500
Interest rate6.00%
Loan term

Estimated payment

$7,086/mo

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property taxes (actual bill)$991
HOA / condo fee$309
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Wildcat Run Golf & Country Club

Get to know Estero. See the full Estero guide →

Wildcat Run Golf & Country Club — neighborhood snapshot

Population

774

Median age

79

Median income

$156,989

Median home value

$799,500

Avg household

2

For the school run

Lee County School District

ElementaryPinewoods Elementary School★★★★
ElementaryThree Oaks Elementary School★★★★
HighEstero High School★★★★★
MiddleThree Oaks Middle School★★★★
ElementarySan Carlos Park Elementary School★★★★
HighBonita Springs High School★★★★★
ElementarySpring Creek Elementary School★★★★★
MiddleBonita Springs Middle Center For The Arts★★★★★
ElementaryRayma C. Page Elementary School★★★★
ElementaryBonita Springs Elementary School★★★★★
HighSouth Fort Myers High School★★★★
MiddleLexington Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Estero market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$630K$425K

Estero median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Estero, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 529% above the ESTERO 33928 median. See the full Estero market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $975,000 · 2 days on market since
1989Built · WILDCAT RUN SUB

Reality check

What actually sold near 20248 PUMA TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20678 FAIR OAK LANESold · Nov ’25

$635,900

20678 FAIR OAK LANE

3 bd · 3 ba · 2,202 sqft · $289/sqft · 0 DOM

21250 BELLA TERRA BOULEVARDSold · Aug ’26

$570,000

21250 BELLA TERRA BOULEVARD

4 bd · 3 ba · 2,032 sqft · $281/sqft · 1 DOM

12537 AQUA RESERVE COURTSold · Aug ’26

$862,000

12537 AQUA RESERVE COURT

4 bd · 4 ba · 3,553 sqft · $243/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 20248 PUMA TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20248 PUMA TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

20248 PUMA TRAIL FAQs

What would the monthly payment be for 20248 PUMA TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,086/mo — principal and interest, the actual property-tax bill, the $309/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 20248 PUMA TRAIL?+

The association fee works out to $309 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 20248 PUMA TRAIL?+

The most recent tax bill on record (2025) was $11,890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 20248 PUMA TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Estero?+

At $975,000, this home is listed about 215% above the Estero median of $310,000. The market section on this page shows how the area is trending.

Which schools are assigned to 20248 PUMA TRAIL?+

Pinewoods Elementary School (elementary), Three Oaks Elementary School (elementary), Estero High School (high), Three Oaks Middle School (middle), San Carlos Park Elementary School (elementary), Bonita Springs High School (high), Spring Creek Elementary School (elementary), Bonita Springs Middle Center For The Arts (middle), Rayma C. Page Elementary School (elementary), Bonita Springs Elementary School (elementary), South Fort Myers High School (high), Lexington Middle School (middle) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$975,000 runs 529% above the ESTERO 33928 median — but at 2,619 sqft it's also 63% larger than the typical Estero listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Estero market that averages 27 — if it fits, move quickly.

04Strong assigned schools

Pinewoods Elementary School, Three Oaks Elementary School, Estero High School, Three Oaks Middle School, San Carlos Park Elementary School, Bonita Springs High School, Spring Creek Elementary School, Bonita Springs Middle Center For The Arts, Rayma C. Page Elementary School, Bonita Springs Elementary School, South Fort Myers High School, Lexington Middle School — Pinewoods Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Sheri Harris. MLS #C7530919.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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20248 PUMA TRAIL, ESTERO, FL — 3 Bed, 3 Bath — $975,000 | CENTURY 21 Edge