
12415 CATALINA DRIVE, PUNTA GORDA, FL, 33955
Active1 days on marketListed Sep 19, 2026MLS #C7530923
About this home
12415 CATALINA DRIVE
Welcome to this 3-bedroom, 2-bath split-plan home located in the Tropical Gulf Acres community of Punta Gorda. Built in 2006 and situated on a corner lot, this home offers a spacious and functional layout with plenty of opportunity to update and personalize to your taste. A welcoming front porch leads into the foyer and spacious living and dining areas. Tile flooring, cathedral and volume ceilings, and abundant natural light help create an open and airy feel throughout the main living spaces. The living room flows into a generously sized kitchen and adjoining family room, providing a comfortable layout for everyday living and entertaining. The kitchen offers plenty of cabinetry, drawer and counter space, as well as a center island, breakfast bar, and walk-in pantry. Double doors off the living area open to the primary suite, which features a walk-in closet and private bath with a soaking tub, separate walk-in shower, and dual-sink vanity. Two additional bedrooms are nicely proportioned, with one offering a walk-in closet, and they share a full guest bathroom. A separate laundry room is conveniently located off the kitchen and provides additional storage space. The property also includes a storage shed and mature trees that add character to the setting. An important improvement already completed is the roof replacement, with the roof permit showing that a final inspection was completed on June 8, 2021. Conveniently located in Punta Gorda, the home offers easy access to shopping, dining, airports, parks, boat ramps, fishing, golf courses, and the restaurants, waterfront, and attractions of historic downtown Punta Gorda. With its spacious floor plan, multiple living areas, corner-lot setting, and newer roof, this home offers a wonderful opportunity to add your finishing touches and make it your own. The property is being sold as-is with the right to inspect. Schedule your showing today and explore all this home has to offer. All information is deemed reliable but not guaranteed. This property is a HUD-owned property and is being sold as is. FHA Case # 095-634853 IN (Insured) 203K FHA $100 Down Eligible. Sold AS IS. See docs for disclosure. Information is not guaranteed. Equal Housing Opportunity. The buyer pays all transfer fees, doc stamps, and title insurance. The buyer is responsible for utilities during inspections. All utilities are off show only during daylight hours. Square footage is calculated by the appraiser. *** Owner Occupants, Nonprofits, and Government Agencies Only First Bidding Period ***
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,002
Sqft
0.21 ac
Lot size
2006
Year built
One
Levels
$89
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,630 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,630/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−50.8%
$/sqft vs TROP G A
$89 vs $235
Days on market
1 vs 63 typical
Where $89/sqft sits among the 18 homes for sale in TROP G A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tropical Gulf Acres
Get to know Punta Gorda. See the full Punta Gorda guide →
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
8 of 18
TROP G A have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 334% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 12415 CATALINA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$180,123
28350 JARDIN AVENUE · same community
3 bd · 2 ba · 1,725 sqft · $104/sqft · 44 DOM
Sold · Feb ’26$138,000
27345 GREEN GULF BOULEVARD · same community
2 bd · 1 ba · 1,479 sqft · $93/sqft · 5 DOM
Sold · Mar ’26$264,000
27403 TREADMILL DRIVE · same community
3 bd · 2 ba · 1,184 sqft · $223/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 12415 CATALINA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12415 CATALINA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12415 CATALINA DRIVE FAQs
What would the monthly payment be for 12415 CATALINA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,630/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12415 CATALINA DRIVE?+
The most recent tax bill on record (2025) was $4,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $178,000, this home is listed about 48% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY COASTWIDE LLC · William Cassie. MLS #C7530923.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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