
318 N MONROE AVENUE, ARCADIA, FL, 34266
Active5 days on marketListed Oct 8, 2026MLS #C7531151
About this home
318 N MONROE AVENUE
Straight out of a storybook and full of historic charm, this beautifully restored bungalow is the kind of home that makes you fall in love the moment you pull up! Situated on a charming corner lot, this three-bedroom, two-bathroom home has been thoughtfully renovated from top to bottom while preserving the character that makes it so special. Picture slow mornings sipping coffee on the updated wraparound front porch, afternoons curled up with a good book, and evenings entertaining friends and family in a home that feels just as inviting as it looks. Step inside to find an abundance of natural light pouring through the windows, a spacious living room that flows effortlessly into the dining area, and a private bonus room tucked behind beautiful barn doors that's perfect for a home office, reading nook, or quiet retreat. The completely remodeled kitchen is a showstopper, featuring granite countertops, gorgeous cabinetry, recessed lighting, and stainless steel appliances purchased in 2024. All three bedrooms offer generous space and plenty of natural light, and both bathrooms have been beautifully renovated! One of the bathrooms is a true standout, featuring the home's original clawfoot soaking tub brought back to life and paired with a stunning herringbone accent wall that perfectly blends historic character with modern design. You'll also appreciate the oversized dedicated laundry room that offers additional flexibility for storage or workspace. Outside, the charm continues with a fenced backyard, detached garage/storage building, and curb appeal that's hard to beat! And while this home may have historic roots, the important updates have already been taken care of, including a 2023 roof, new electrical panel with generator/RV hookup installed in 2024, and gutters installed around the entire home in 2025. The SimpliSafe security system equipment also conveys. And here's the cherry on top: THIS HOME IS BEING PARTIALLY FURNISHED! That's right, most of the furniture you see in the listing photos is included, making this an incredible opportunity for a move-in-ready home with personality! Centrally located less than ten minutes from downtown shopping, local cafés, bookstores, restaurants, schools, and everyday conveniences, you'll have the charm of a historic home without sacrificing accessibility. Beautifully restored, full of character, and ready for its next chapter. All that's missing is YOU!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,474
Sqft
0.21 ac
Lot size
1
Garage
1934
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,119 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,119/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13%
$/sqft vs Arcadia actives
$180 vs $225
Days on market
5 vs 87 typical
Where $180/sqft sits among the 125 Arcadia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arcadia
Get to know Arcadia. See the full Arcadia guide →
ARCADIA 34266 — neighborhood snapshot
Population
29,065
Median age
39.7
Median income
$47,414
Median home value
$144,600
Avg household
2.55
Households w/ children
3,349
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$260K → $260K
Arcadia median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
55 of 125
Arcadia actives have cut their price
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the ARCADIA 34266 median. See the full Arcadia market guide →
Paper trail
This home's history
Reality check
What actually sold near 318 N MONROE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$177,500
214 W WHIDDEN STREET · same community
4 bd · 2 ba · 1,848 sqft · $96/sqft · 49 DOM
Sold · Feb ’26$263,000
1727 SE HARGRAVE STREET
3 bd · 2 ba · 1,483 sqft · $177/sqft · 168 DOM
Sold · Oct ’25$245,000
347 S ORANGE AVENUE
3 bd · 2 ba · 1,453 sqft · $169/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 318 N MONROE AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 318 N MONROE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
318 N MONROE AVENUE FAQs
What would the monthly payment be for 318 N MONROE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,119/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 318 N MONROE AVENUE?+
The most recent tax bill on record (2025) was $3,380. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Arcadia?+
At $265,000, this home is listed about 18% below the Arcadia median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 318 N MONROE AVENUE?+
Memorial Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Brandi Long. MLS #C7531151.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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