123 VIRGINIA COURT, ENGLEWOOD, FL, 34223
Active39 days on marketListed Sep 29, 2026MLS #C7531329
Come see it
Upcoming open house
Sat, Nov 7
11:00 AM – 1:00 PM
About this home
123 VIRGINIA COURT
Welcome to this beautifully updated 4-bedroom home in the sought-after boating community of Englewood, offering **Gulf access via a public community boat ramp** and just a 7-minute drive to Englewood Beach! Located less than a mile from historic Dearborn Street, you’ll be close to the area’s wonderful selection of boutique shops, dining, entertainment, and local charm. Inside, you’ll find a beautifully kitchen featuring quartz countertops, stainless steel appliances, New refrigerator and plenty of workspace, along with a eat-in dining area. The home offers comfortable living spaces with plenty of room. The primary suite is tucked away on one side of the home, creating a private retreat. The updated primary bathroom features a walk-in shower and a newer vanity. Three additional generously sized bedrooms are located on the opposite sides of the home and share a full bathroom, making this a wonderful layout. An interior laundry room adds to the home’s convenience. Additional highlights include a **2022 roof, hurricane-impact windows, no HOA, and an X500 flood zone**, with the lender reportedly not requiring flood insurance—offering added peace of mind. Whether you’re looking for a full-time residence, a winter getaway, or an investment/vacation rental opportunity, this property offers an excellent opportunity to enjoy the Florida lifestyle. With boating access, nearby beaches, shopping, dining, and the charm of Dearborn Street all close by, this home is ready to welcome its next owner!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,297
Sqft
0.23 ac
Lot size
1956
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,672 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,672/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.2%
$/sqft vs Englewood actives
$231 vs $232
Days on market
39 vs 67 typical
Where $231/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Englewood Village
Get to know Englewood. See the full Englewood guide →
Old Englewood Village — neighborhood snapshot
Population
3,484
Median age
63
Median income
$60,331
Median home value
$368,948
Avg household
2
Households w/ children
140
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
169 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 123 VIRGINIA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$392,000
5820 99TH AVENUE N · same community
3 bd · 2 ba · 1,242 sqft · $316/sqft · 2 DOM
Sold · Jul ’26$160,000
1741 NW 42ND PLACE · same community
3 bd · 2 ba · 1,232 sqft · $130/sqft · 49 DOM
Sold · Dec ’25$410,000
5871 99TH TERRACE N · same community
3 bd · 2 ba · 1,211 sqft · $339/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 123 VIRGINIA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 123 VIRGINIA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
123 VIRGINIA COURT FAQs
What would the monthly payment be for 123 VIRGINIA COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,672/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 123 VIRGINIA COURT?+
The most recent tax bill on record (2025) was $3,835. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 123 VIRGINIA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $299,998, this home is listed about 14% below the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 123 VIRGINIA COURT?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ENGLEWOOD 34223 market on paper
$299,998 is 24% below the ENGLEWOOD 34223 median of $392,403, and at $231/sqft it sits under the Englewood average of $302.
02Strong assigned schools
Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $299,999, now $299,998 — a $1 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW FLORIDA LIVING · Therese Anderson. MLS #C7531329.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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