2045 PADRE ISLAND DRIVE, PUNTA GORDA, FL, 33950
Active30 days on marketListed Oct 8, 2026MLS #C7531503
About this home
2045 PADRE ISLAND DRIVE
INCREDIBLE REMODELED 3-BEDROOM, 2-BATHROOM PLUS DEN POOL HOME ON ST. ANDREWS SOUTH GOLF COURSE IN PUNTA GORDA ISLES! Beautifully updated and designed for today’s lifestyle, this impressive home combines modern finishes, spacious living areas, golf-course views, and exceptional indoor-outdoor entertaining. From the moment you arrive, enjoy fantastic curb appeal with NEW LANDSCAPING, fresh interior and exterior paint, NEW FRONT DOORS, a NEW ROOF, FULL HURRICANE PROTECTION, an expansive driveway with extra parking, and your very own PUTTING GREEN with artificial turf—perfect for practicing between rounds. Inside, soaring ceilings and striking feature walls create an immediate sense of style. The spacious living room is centered around a beautiful FIREPLACE and opens directly to the covered lanai, pool, and outdoor entertaining area overlooking the golf course. The PRIMARY SUITE offers private lanai access, DUAL WALK-IN CLOSETS, and a spacious en suite bathroom featuring dual vanities, a hydrotherapy jetted tub, and separate glass-enclosed shower. At the heart of the home is the SHOWSTOPPING KITCHEN, complete with DOUBLE ISLANDS, contemporary slab-front cabinetry, upscale appliances, designer lighting, and abundant workspace and storage. A separate dining room also enjoys beautiful views of the pool and golf course. The versatile DEN has been transformed into an impressive THEATER ROOM featuring excellent acoustics and another custom feature wall. Two generously sized guest bedrooms are located beyond the kitchen along with a guest bathroom offering convenient POOL ACCESS. A spacious interior laundry room connects to the OVERSIZED GARAGE, providing additional workshop and storage space. Beautifully appointed with today’s modern finishes, this home offers an exceptional opportunity to enjoy the Punta Gorda Isles lifestyle on ST. ANDREWS SOUTH GOLF CLUB, Punta Gorda’s private golf course. Just minutes from boating, fishing, waterfront parks, shopping, dining, downtown Punta Gorda, and everything Southwest Florida has to offer. THIS HOME HAS IT ALL—POOL, GOLF COURSE VIEWS, MODERN UPDATES, GENEROUS LIVING SPACE, AND AN INCREDIBLE LOCATION. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,394
Sqft
0.29 ac
Lot size
2
Garage
1999
Year built
One
Levels
$365
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,564 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,564/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.3%
$/sqft vs PUNTA GORDA ISLES SEC 12
$365 vs $398
Days on market
30 vs 65 typical
Where $365/sqft sits among the 17 homes for sale in PUNTA GORDA ISLES SEC 12
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
5 of 17
PUNTA GORDA ISLES SEC 12 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 196% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2045 PADRE ISLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$385,000
1318 SAN MATEO DRIVE · same community
3 bd · 2 ba · 2,425 sqft · $159/sqft · 59 DOM
Sold · May ’26$812,500
2321 VIA VENETO DRIVE · same community
4 bd · 2 ba · 2,428 sqft · $335/sqft · 81 DOM
Sold · Jul ’26$990,000
3972 LA COSTA ISLAND COURT · same community
3 bd · 2 ba · 2,442 sqft · $405/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 2045 PADRE ISLAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2045 PADRE ISLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2045 PADRE ISLAND DRIVE FAQs
What would the monthly payment be for 2045 PADRE ISLAND DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,564/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2045 PADRE ISLAND DRIVE?+
The most recent tax bill on record (2025) was $6,838. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2045 PADRE ISLAND DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $875,000, this home is listed about 144% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2045 PADRE ISLAND DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$875,000 runs 196% above the PUNTA GORDA 33950 median — but at 2,394 sqft it's also 34% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Carla Nix. MLS #C7531503.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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