325 SEGOVIA DRIVE, PUNTA GORDA, FL, 33950
Active25 days on marketListed Oct 13, 2026MLS #C7531518
About this home
325 SEGOVIA DRIVE
Burnt Store Isles! Waterfront boating lifestyle at its finest! Exceptional 3-bedroom plus office, 2-bath, 3-car garage waterfront pool home on oversized corner lot with direct sailboat access and southwestern exposure to enjoy gorgeous sunsets. Boaters will appreciate saltwater canal frontage with no fixed bridges via Alligator Creek to Charlotte Harbor leading to the Gulf. The concrete dock features 10,000 lb. boatlift with new bunks, motors, and a GEM control panel in 2024. The waterfront setting is beautifully complemented by a heated saltwater pool and freestanding heated spa, expansive screened lanai and two covered outdoor entertaining areas featuring tongue and groove ceiling, an outdoor kitchen with a built-in grill, exhaust fan, sink, hot water, and bar refrigerator plus a fully fenced backyard with exterior lighting and mature tropical landscaping. Inside, the open-concept floor plan showcases soaring ceilings, double tray lighted ceiling, crown molding, plantation shutters, tile flooring and 8-foot zero-corner hurricane-impact sliding glass doors that open to the lanai, pool, and water views. The spacious kitchen is designed for entertaining with abundant solid-wood cabinetry, granite countertops, premium KitchenAid appliance package and large center island with breakfast bar. The spacious primary suite enjoys pool and waterfront views, a sitting area, two walk-in closets with 2025 Closets by Design custom systems and luxurious ensuite with dual vanities and a Roman-style walk-through shower. Two additional bedrooms offer built-in closets, while the separate office provides an ideal space for working from home. Additional features include hurricane-impact windows, doors and sliders throughout, hurricane-rated garage door, whole-house surge protection, portable-generator transfer switch and 2025 Ecobee security system for ultimate peace of mind. The 3-car garage includes smart MyQ garage-door openers, while the circular paver driveway provides generous additional parking. Great location in popular golf and boating community minutes from Twin Isles Country Club to enjoy golf, tennis, fine dining and many social activities and a short drive to the Yacht Club, Fishermen's Village, and historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating and beautiful parks, as well as easy access to I-75. Thoughtfully enhanced throughout, this stunning Burnt Store Isles residence offers the perfect combination of boating, entertaining, privacy, and Florida waterfront living. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,457
Sqft
0.33 ac
Lot size
3
Garage
2016
Year built
One
Levels
$427
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,403 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,403/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.5%
$/sqft vs PUNTA GORDA ISLES SEC 15
$427 vs $316
Days on market
25 vs 65 typical
Where $427/sqft sits among the 26 homes for sale in PUNTA GORDA ISLES SEC 15
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Isles — neighborhood snapshot
Population
2,266
Median age
69
Median income
$91,652
Median home value
$631,300
Avg household
2
Households w/ children
69%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
10 of 26
PUNTA GORDA ISLES SEC 15 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 255% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 325 SEGOVIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$400,000
3818 BORDEAUX DRIVE · same community
3 bd · 2 ba · 2,459 sqft · $163/sqft · 147 DOM
Sold · Apr ’26$675,000
412 PANAREA DRIVE · same community
3 bd · 2 ba · 2,433 sqft · $277/sqft · 76 DOM
Sold · Apr ’26$735,000
3944 SAN PIETRO COURT · same community
3 bd · 2 ba · 2,430 sqft · $302/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 325 SEGOVIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 325 SEGOVIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
325 SEGOVIA DRIVE FAQs
What would the monthly payment be for 325 SEGOVIA DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,403/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 325 SEGOVIA DRIVE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 325 SEGOVIA DRIVE?+
The most recent tax bill on record (2025) was $14,840. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 325 SEGOVIA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,050,000, this home is listed about 192% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 325 SEGOVIA DRIVE?+
Charlotte High School (high), Sallie Jones Elementary School (elementary), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,050,000 runs 255% above the PUNTA GORDA 33950 median — but at 2,457 sqft it's also 37% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Charlotte High School, Sallie Jones Elementary School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,150,000, now $1,050,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7531518.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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