
4000 BAL HARBOR BOULEVARD UNIT 517, PUNTA GORDA, FL, 33950
Active33 days on marketListed Oct 5, 2026MLS #C7531539
About this home
4000 BAL HARBOR BOULEVARD UNIT 517
Welcome to your dream waterfront retreat at Spinnaker Point. This spacious 3 bedroom, 2 bathroom ground level end unit condominium with southern rear exposure is located in Punta Gorda Isles known for its 45 miles of navigable canals and perfect coastal living. Unit 517 features include: Large two door storage closet on lanai with hand painted sailing mural, new luxury vinyl plank flooring in living areas, new carpet in primary bedroom suite, updated kitchen including granite counters, new refrigerator with ice and water dispenser and refinished cabinets. AC replaced Nov 2023. Freshly painted interior, new wood blinds in living room, hurricane grade windows throughout, easy to operate accordion style storm shutters, new ceiling fan in third bedroom with three types of LED lighting, flush mount LED ceiling lights in main hallway, new chandelier in dining room. With its prime location, you'll experience the perfect blend of serenity and convenience. As you step into this fully furnished condo, you'll be immediately captivated by the water view. Watch boats from the comfort of your private lanai. This well-appointed condo offers three bedrooms and two full bathrooms, providing space for relaxation and entertaining guests. With an open floor plan, the living and dining areas flow seamlessly, creating a welcoming atmosphere. The open kitchen with upgraded appliance package, plenty of cabinet space and a breakfast bar is perfect for the aspiring home chef or a quick morning coffee. The primary bedroom suite features en-suite bathroom and a large walk-in closet. The two guest bedrooms are very spacious, each with their own large closet providing plenty of room for your guests. The third bedroom is perfect for a home office, den or a craft room. Interior laundry room for added convenience features a washer and dryer, cabinets and closet space. You can take comfort in knowing that you can weather storms with storm protection with the highest-grade storm windows throughout. The lanai can be used year-round with its removable vinyl track windows, which help to keep it clean and free from rain while keeping the room cool. The community provides residents with access to a range of amenities, including two new pickle ball courts, tennis court, heated swimming pool with an ice machine. Community offers boat slips for power or sailboats up to 30ft, included in fees on first come first serve basis, less than ten minutes to Charlotte Harbor by boat. Plenty of car parking with one assigned parking space for each unit and open guest parking. All buildings within the community had new roof installed in 2023. Water enthusiasts will revel in the opportunity to access a boat dock, allowing you to set sail right from your doorstep into the waters of Charlotte Harbor which exits out to the Gulf of Mexico. You’ll be about five minutes to Ponce De Leon Park with glorious sunsets. Punta Gorda is renowned for Fishermen’s Village, a short drive away offering a variety of restaurants, shops and attractions. Enjoy the convenience of downtown, Golf, nearby schools, parks and easy access to major highways. This rarely available, 3-bedroom corner/end unit condo with 1682 total square feet under air also includes an additional Lanai with 232 square feet. Don’t miss this opportunity to own a piece of paradise in Punta Gorda Isles. This waterfront, fully furnished condo is ready to move in without any work at all and offers the perfect blend of space, comfort and views.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,682
Sqft
1989
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,584 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,584/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.3%
$/sqft vs Punta Gorda actives
$256 vs $208
Days on market
33 vs 65 typical
Where $256/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
175 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4000 BAL HARBOR BOULEVARD UNIT 517
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$267,500
4000 BAL HARBOR BOULEVARD UNIT 127
3 bd · 2 ba · 1,682 sqft · $159/sqft · 261 DOM
Sold · Dec ’25$264,500
1519 ATARES DRIVE UNIT 112
3 bd · 2 ba · 1,618 sqft · $163/sqft · 15 DOM
Sold · Jun ’26$461,000
3762 WHIPPOORWILL COURT
3 bd · 2 ba · 1,615 sqft · $285/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 4000 BAL HARBOR BOULEVARD UNIT 517 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4000 BAL HARBOR BOULEVARD UNIT 517 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4000 BAL HARBOR BOULEVARD UNIT 517 FAQs
What would the monthly payment be for 4000 BAL HARBOR BOULEVARD UNIT 517?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,584/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4000 BAL HARBOR BOULEVARD UNIT 517?+
The most recent tax bill on record (2025) was $3,381. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4000 BAL HARBOR BOULEVARD UNIT 517?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $430,000, this home is listed about 20% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4000 BAL HARBOR BOULEVARD UNIT 517?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$430,000 runs 46% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Shauna Platt. MLS #C7531539.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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