627 MONACO DRIVE, PUNTA GORDA, FL, 33950
Active30 days on marketListed Oct 8, 2026MLS #C7531733
About this home
627 MONACO DRIVE
GOLF COURSE/WATER VIEW LOT in Deed Restricted Burnt Store Isles! This highly desirable location borders the golf course, featuring scenic waterfront directly behind. The beauty of this lot is enhanced with plenty of local wildlife, including ducks, cranes, herons, ibis, cormorants and much more. Area residents are eligible for membership in the Twin Isles Country Club, a short walk away, with 18 holes of golf, tennis courts, a swimming pool, a fine restaurant and many community activities. Burnt Store Isles has very little vacant land remaining, this may be your one of your last chances! There are no mandatory HOA fees, membership in the Burnt Store Isles Association is optional at $50. Just 2 blocks away is the convenience of a Publix Shopping Center and Home Depot. Walmart is just minutes away and downtown Punta Gorda is just 5 minutes away with all the histororical sites to visit, the miles long walking trail along the Charlotte Harbor, pickleball courts all over town and so much more. A variety of dining places such as the local pub, sports bars and fine dining with multiple different cuisines to choose from. For all you golfing enthusiasts, there are 8 different golf courses within a 20 minute drive. The park on the Charlotte harbor is spectacular and then our local traditions such as the Saturday morning farmers market, always a fan favorite, and then the Christmas Tree lighting block party and of course a massive Halloween experience. So walk the lot and imagine building your dream home right here in Burnt Store Isles!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,163 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,163/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Burnt Store Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Isles — neighborhood snapshot
Population
2,266
Median age
69
Median income
$91,652
Median home value
$631,300
Avg household
2
Households w/ children
69%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 627 MONACO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$407,500
3767 TRIPOLI BOULEVARD · same community
3 bd · 2 ba · 1,719 sqft · $237/sqft · 96 DOM
Sold · Oct ’26$512,500
596 MACEDONIA DRIVE · same community
3 bd · 2 ba · 1,756 sqft · $292/sqft · 10 DOM
Sold · Jan ’26$693,000
3907 SAN PIETRO COURT · same community
3 bd · 2 ba · 2,024 sqft · $342/sqft · 214 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 627 MONACO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 627 MONACO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
627 MONACO DRIVE FAQs
What would the monthly payment be for 627 MONACO DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,163/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 627 MONACO DRIVE?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 627 MONACO DRIVE?+
The most recent tax bill on record (2025) was $1,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 627 MONACO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $114,900, this home is listed about 68% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 627 MONACO DRIVE?+
Charlotte High School (high), Sallie Jones Elementary School (elementary), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$114,900 is 61% below the PUNTA GORDA 33950 median of $295,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Charlotte High School, Sallie Jones Elementary School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ALLISON JAMES ESTATES & HOMES · Kurt Havel. MLS #C7531733.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 627 MONACO DRIVE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →