470 RIDGECREST DRIVE, PUNTA GORDA, FL, 33982
Active25 days on marketListed Oct 13, 2026MLS #C7531757
About this home
470 RIDGECREST DRIVE
PEACE RIVER VIEWS, A DEDICATED BOAT SLIP, AND A HOME THAT CHECKS ALL THE BOXES! If you've been dreaming of living near the water without paying waterfront prices, this is an opportunity you don't want to miss! Located in the desirable Peace River Shores neighborhood, this two-bedroom, two-bathroom concrete block home offers views of the beautiful Peace River right across the street AND comes with its very own dedicated boat slip! Inside, you'll love the spacious open-concept floor plan, tile flooring throughout, and an updated kitchen featuring gorgeous cabinetry and plenty of room to gather. The home also features a spacious laundry room, attached one-car garage, and a metal roof installed in 2019. Outside, you'll find an abundance of yard space and plenty of parking for your vehicles, boat, and all your Florida toys! And here's something worth mentioning: while Hurricane Ian brought flooding to some homes in the area, this home did not experience water intrusion inside the house during the storm. Whether you're a first-time homebuyer looking for a smart investment, someone ready to downsize without sacrificing space, or simply dreaming of spending more time enjoying the Florida lifestyle, this property deserves a spot at the TOP of your list! With river views, boating access, and a move-in-ready feel, opportunities like this are worth a closer look. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,288
Sqft
0.34 ac
Lot size
1
Garage
1956
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,959 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,959/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.7%
$/sqft vs PEACE RIVER SHORES
$179 vs $269
Days on market
25 vs 65 typical
Where $179/sqft sits among the 8 homes for sale in PEACE RIVER SHORES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
2 of 8
PEACE RIVER SHORES have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 470 RIDGECREST DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$245,000
189 DAHOON BOULEVARD · same community
2 bd · 2 ba · 1,376 sqft · $178/sqft · 31 DOM
Sold · Jun ’26$227,000
390 HAZEL CIRCLE · same community
5 bd · 2 ba · 1,400 sqft · $162/sqft · 120 DOM
Sold · Mar ’26$234,000
29341 PASSION FLOWER STREET · same community
2 bd · 1 ba · 1,152 sqft · $203/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 470 RIDGECREST DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 470 RIDGECREST DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
470 RIDGECREST DRIVE FAQs
What would the monthly payment be for 470 RIDGECREST DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,959/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 470 RIDGECREST DRIVE?+
The most recent tax bill on record (2025) was $1,416. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 470 RIDGECREST DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $230,000, this home is listed about 36% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 470 RIDGECREST DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Brandi Long. MLS #C7531757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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