
2194 BAYOU ROAD, PUNTA GORDA, FL, 33950
Active10 days on marketListed Oct 28, 2026MLS #C7531775
About this home
2194 BAYOU ROAD
Welcome to 2194 Bayou Road, an exceptional Punta Gorda Isles waterfront residence where generous living space, a resort-style pool, and premier boating access come together. Set on a coveted TIP LOT with 183 FEET OF SALTWATER CANAL FRONTAGE, this spacious 3-BEDROOM + OFFICE, 2.5-BATHROOM, 2-CAR GARAGE POOL HOME offers 2,980 square feet of living space and sweeping water views from multiple sides of the property. From the moment you step through the DOUBLE-DOOR ENTRY, the open, flowing layout makes an immediate impression. The expansive LIVING ROOM, measuring approximately 33' x 25', features a BAY WINDOW and abundant space for relaxing and entertaining. A separate DINING ROOM sets the stage for memorable gatherings, while the FAMILY ROOM, approximately 20' x 25', opens through SLIDING GLASS DOORS to the pool, seamlessly blending indoor comfort with the beauty of the waterfront. At the heart of the home, the KITCHEN pairs warm WOOD CABINETRY with STONE COUNTERTOPS, a decorative MOSAIC TILE BACKSPLASH, and a LARGE CENTER ISLAND WITH BREAKFAST BAR, along with FLOOR-TO-CEILING PANTRY CABINETRY for exceptional storage. Its open connection to the family room keeps the cook part of every conversation. The PRIMARY SUITE, measuring approximately 18' x 16', is a true retreat with FRENCH DOORS opening directly to the pool and TWO CLOSETS. The ensuite bath features DUAL VANITIES, a relaxing GARDEN TUB, and a SEPARATE SHOWER. On the opposite side of the home, two additional bedrooms are served by a full bathroom, while a convenient HALF BATH and a dedicated HOME OFFICE near the entry provide flexibility for guests, work, or hobbies. A LAUNDRY ROOM with cabinetry and a utility sink completes the interior. STEP OUTSIDE AND DISCOVER YOUR OWN WATERFRONT RETREAT. The expansive SCREENED POOL AREA, approximately 73' x 33', showcases a HEATED POOL for year-round enjoyment, with generous space for lounging, dining, and entertaining. Beyond the enclosure, the open lawn wraps around the tip lot, offering beautiful canal views from nearly every angle. FOR THE BOATING ENTHUSIAST, THIS PROPERTY DELIVERS. Enjoy 183 feet of SEAWALLED FRONTAGE with a CONCRETE DOCK equipped with ELECTRIC AND WATER, plus QUICK SAILBOAT ACCESS with NO FIXED BRIDGES to Charlotte Harbor. Sunset cruises, fishing trips, and days exploring the surrounding waterways become part of everyday life. Peace of mind comes standard with a STONE-COATED METAL ROOF REPLACED IN 2023, a NEWER ELECTRICAL PANEL, and HURRICANE SHUTTERS. MORE THAN A WATERFRONT HOME, THIS IS THE PUNTA GORDA ISLES LIFESTYLE, WITH ROOM TO LIVE, ENTERTAIN, AND EXPLORE. From morning coffee overlooking the canal to afternoons on the water and evenings by the pool, 2194 Bayou Road offers an extraordinary opportunity to experience Punta Gorda waterfront living at its finest.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,980
Sqft
0.37 ac
Lot size
2
Garage
1974
Year built
One
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,363 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,363/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.1%
$/sqft vs PUNTA GORDA ISLES SEC 04
$285 vs $413
Days on market
10 vs 65 typical
Where $285/sqft sits among the 9 homes for sale in PUNTA GORDA ISLES SEC 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
4 of 9
PUNTA GORDA ISLES SEC 04 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2194 BAYOU ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$720,000
31 SABAL DRIVE · same community
3 bd · 2.5 ba · 2,628 sqft · $274/sqft · 0 DOM
Sold · Jun ’26$950,000
48 TROPICANA DRIVE · same community
3 bd · 3 ba · 2,527 sqft · $376/sqft · 274 DOM
Sold · Mar ’26$1,550,000
2410 W MARION AVENUE · same community
3 bd · 3 ba · 2,504 sqft · $619/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2194 BAYOU ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2194 BAYOU ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2194 BAYOU ROAD FAQs
What would the monthly payment be for 2194 BAYOU ROAD?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,363/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2194 BAYOU ROAD?+
The most recent tax bill on record (2025) was $6,419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $850,000, this home is listed about 137% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2194 BAYOU ROAD?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$850,000 runs 188% above the PUNTA GORDA 33950 median — but at 2,980 sqft it's also 66% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7531775.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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