2107 PADRE ISLAND DRIVE, PUNTA GORDA, FL, 33950
Active30 days on marketListed Oct 8, 2026MLS #C7531784
About this home
2107 PADRE ISLAND DRIVE
THE LOT, THE VIEW, THE LOCATION - THIS HOME HAS IT ALL! Enjoy spectacular lake & golf course views without the drawbacks of living directly on a fairway. This custom 3 bed/2 bath/3-car garage Punta Gorda Isles home features 2,037 sq ft of living space, a heated saltwater pool & a distinctive setting overlooking the lake and four fairways of the private St. Andrews South Golf Club. The lake creates a natural buffer between the backyard & golf course, allowing you to enjoy the scenery without golfers passing directly behind the lanai on a cart path. Located on a quiet, no-through street away from tees, greens & cart paths, the oversized lot combines a desirable location w/a beautiful waterfront backdrop. Inside, the open floor plan features a great room, formal dining area & kitchen w/adjacent breakfast nook. Double tray ceilings, crown molding, 8-ft doors, plantation shutters & custom stained glass entry doors add character, while porcelain tile flooring laid on the diagonal flows throughout the home. Large windows fill the home w/natural light, and disappearing sliding glass doors open the great room to the lanai, drawing your attention to the lake beyond. The kitchen features granite counters, solid wood cabinetry, stainless steel appliances, tile backsplash & an oversized wraparound breakfast bar plus decorative plant shelves. A large mitered window in the breakfast nook frames the pool, lake & golf course views. The spacious master suite offers lanai access & an ensuite bath w/split granite-topped vanities, a garden tub surrounded by three arched windows w/plantation shutters & a separate tiled shower. Two guest bedrooms & a full bath are located on the opposite side of the home for added privacy. Outside, the oversized lanai features a paver deck surrounding the heated saltwater pool with room for dining or sunbathing as well as a covered dining/seating area. SOUTHERN REAR EXPOSURE keeps the lanai warm & sunny throughout the day, even during cooler winter months. Whether dining in the shade or spending the afternoon poolside, the lake & golf course remain in view. An outdoor shower w/hot & cold water adds convenience. Additional features include an attached 3-car garage w/oversized 9-ft door, interior laundry room w/storage cabinetry, paver driveway & tropical landscaping. FULL HURRICANE PROTECTION includes impact-resistant windows, electric roll-down shutters at the front entry & rear guest bedroom plus retractable StormSmart Kevlar screens on the lanai. RECENT UPDATES include A/C (2025), water heater (2025), dishwasher (2025), microwave (2025), refrigerator (2024) & stove (2023). Additional improvements include attic foam insulation & a rescreened pool cage. Life in Punta Gorda Isles extends well beyond the golf course, w/boating, fishing & waterfront activities nearby. The Punta Gorda Isles Civic Association (PGICA) brings neighbors together through clubs, classes & social activities. Enjoy convenient access to Fishermen's Village, Isles Yacht Club, area parks & historic downtown Punta Gorda for dining, shopping & entertainment. Make an appointment today to experience this exceptional home, its inviting outdoor living spaces & the lakefront setting that truly sets it apart! Some furniture is negotiable.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,037
Sqft
0.29 ac
Lot size
3
Garage
2013
Year built
One
Levels
$380
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,714 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,714/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.5%
$/sqft vs PUNTA GORDA ISLES SEC 12
$380 vs $398
Days on market
30 vs 65 typical
Where $380/sqft sits among the 17 homes for sale in PUNTA GORDA ISLES SEC 12
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
5 of 17
PUNTA GORDA ISLES SEC 12 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 162% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2107 PADRE ISLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$735,000
3431 CURACAO COURT · same community
3 bd · 2 ba · 2,061 sqft · $357/sqft · 13 DOM
Sold · May ’26$875,000
3514 CAYA LARGO COURT · same community
3 bd · 2 ba · 2,132 sqft · $410/sqft · 4 DOM
Sold · Nov ’25$840,000
2913 RYAN BOULEVARD · same community
3 bd · 2 ba · 2,153 sqft · $390/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2107 PADRE ISLAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2107 PADRE ISLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2107 PADRE ISLAND DRIVE FAQs
What would the monthly payment be for 2107 PADRE ISLAND DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,714/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2107 PADRE ISLAND DRIVE?+
The most recent tax bill on record (2025) was $4,636. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2107 PADRE ISLAND DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $775,000, this home is listed about 116% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2107 PADRE ISLAND DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$775,000 runs 162% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7531784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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