CENTURY 21 Edge
$525,0003 bd2 ba2,564 sqft$205 /sqft≈$3,824 /mo all-in ↓

2827 SE CREEKWOOD TERRACE, ARCADIA, FL, 34266

Active4 days on marketListed Oct 9, 2026MLS #C7531791

Private poolSingle Family ResidenceJOSHUA CREEKWOODS

About this home

2827 SE CREEKWOOD TERRACE

There’s something special about a home that feels like it was built for living well, and this one certainly fits the bill. Set beneath large, mature oak trees, this distinctive property offers the kind of space, character, and outdoor living that is becoming harder to find. A large paver driveway welcomes you home, while the thoughtful layout inside provides plenty of room to gather, entertain, or simply settle in and enjoy. Inside, the home carries a warm, rustic character throughout, with generous wood trim, chair rail, wood accent walls, rustic hardware, and plenty of those little details that give a home a sense of personality. The solid barnwood-style front door, complete with a substantial barn-style latch, sets the tone before you even step inside. And then there are the stained-glass windows. The front entry features a beautiful stained-glass bullhead design, with a larger matching piece in the front bedroom overlooking the front of the property. They are the sort of details you simply don't find in an ordinary home. The floor plan is particularly well suited for gatherings, with a living room, family room, and Florida room offering several comfortable spaces to spread out. Whether you're hosting a crowd or enjoying a quiet evening at home, there is room for everyone to find their own corner. Out back, the property really comes into its own. The in-ground pool creates a natural centerpiece for entertaining, complemented by an outdoor barbecue area with a built-in cooking pit, sink, and covered structure. Set beside the pool on a wood deck, it is an inviting spot for long afternoons, weekend cookouts, and evenings spent with family and friends. For those who need serious workspace, storage, or room for hobbies and projects, the 28' x 40' metal building is a tremendous bonus. Built in 2024, it features two large roll-up doors and spray-foam insulation, providing a versatile space that can accommodate everything from a workshop or equipment storage to a serious hobby setup. The home offers approximately 2,564 square feet under air and approximately 4,693 square feet of total space, giving you plenty of room both inside and out. This is not a cookie-cutter property. It has character. It has useful space. It has a wonderful setting beneath mature oaks, a pool and outdoor entertaining area, a substantial detached building, and a collection of warm architectural details that make it feel genuinely unique. If you're looking for a home with room to gather, room to work, and room to enjoy the Florida lifestyle, this one deserves a closer look.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,564

Sqft

2.39 ac

Lot size

1997

Year built

One

Levels

$205

Per sqft

Private pool

Inside

FlooringTile
AppliancesMicrowave · Range · Refrigerator
InteriorSplit Bedroom · Tile Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ExteriorOutdoor Grill · Sliding Doors · Storage

Community & fees

Taxes (2025)$4,093/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,824 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$341
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$3,824/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$341
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$504KedgeAI estimate $683,495 · range $615K–$752K$782K

vs edgeAI estimate

−23.2%

$/sqft vs Arcadia actives

$205 vs $226

Days on market

4 vs 87 typical

Where $205/sqft sits among the 126 Arcadia actives

48 · this home
40
11
7
12
8
$110–206$206–302$302–398$398–494$494–590$590+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Arcadia

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34266 — neighborhood snapshot

Population

29,065

Median age

39.7

Median income

$47,414

Median home value

$144,600

Avg household

2.55

Households w/ children

3,349

For the school run

DeSoto County School District

ElementaryMemorial Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketBalanced — 6.5 months of inventoryBuyer’s market

$260K → $260K

Arcadia median sold, yr/yr

94.1%

Sale-to-list ratio (12 mo)

55 of 126

Arcadia actives have cut their price

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 110% above the ARCADIA 34266 median. See the full Arcadia market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $525,000 · 4 days on market since
1997Built · JOSHUA CREEKWOODS

Reality check

What actually sold near 2827 SE CREEKWOOD TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4917 SE BROWN ROADSold · Oct ’26

$750,000

4917 SE BROWN ROAD

4 bd · 2.5 ba · 2,291 sqft · $327/sqft · 12 DOM

3683 SE BROWN ROADSold · Apr ’26

$395,000

3683 SE BROWN ROAD

4 bd · 3 ba · 2,019 sqft · $196/sqft · 267 DOM

1613 SE SWINGLE TERRACESold · Nov ’25

$490,000

1613 SE SWINGLE TERRACE

3 bd · 2 ba · 1,895 sqft · $259/sqft · 120 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2827 SE CREEKWOOD TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2827 SE CREEKWOOD TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2827 SE CREEKWOOD TERRACE FAQs

What would the monthly payment be for 2827 SE CREEKWOOD TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,824/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2827 SE CREEKWOOD TERRACE?+

The most recent tax bill on record (2025) was $4,093. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Arcadia?+

At $525,000, this home is listed about 67% above the Arcadia median of $315,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2827 SE CREEKWOOD TERRACE?+

Memorial Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$525,000 runs 110% above the ARCADIA 34266 median — but at 2,564 sqft it's also nearly twice the size of the typical Arcadia listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 4 days on market in a Arcadia market that averages 87 — if it fits, move quickly.

Listing courtesy of FUSSELL REALTY INC. · Cody Fussell. MLS #C7531791.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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