240 LEWIS CIRCLE UNIT 513, PUNTA GORDA, FL, 33950
Active29 days on marketListed Oct 9, 2026MLS #C7531805
About this home
240 LEWIS CIRCLE UNIT 513
MOTIVATED SELLERS!!! Welcome to the desirable community of Sea Isles in Punta Gorda Isles! This fully updated FIRST FLOOR 3 bedroom 2 bath condominium has been well maintained and is being offered TURNKEY! The open and inviting floor plan is filled with natural light, creating an ideal space for everyday living or entertaining guests. The well appointed kitchen features granite countertops, plenty of cabinets for storage, and opens up to the living room and beyond to your screened in lanai. The primary suite enjoys private access to the lanai from your spacious bedroom, a walk in closet, and leads to your remodeled bathroom with a walk in shower. The two guest bedrooms and guest bathroom allow plenty of space for your guests. All bedrooms have ceiling fans and luxury vinyl plank flooring. The screened in tiled lanai has a storage unit for convenience. Enjoy boating? This unit comes with assigned boat dock #513 featuring a 14,000-pound Golden boat lift, providing quick and easy boating access to Charlotte Harbor and the Gulf of Mexico—perfect for avid boaters! Enjoy the freedom to be on the water within minutes, whether for fishing, cruising, or sunset excursions. The space can accommodate a 30 foot boat! Water and electric are available at the dock. This condo comes with 1 covered carport! Other in unit upgrades include: Storm Smart roll down hurricane screens, hurricane rated windows, a new electric panel, and several appliances with transferrable warranties. This beautiful community offers a heated in ground swimming pool, completely renovated in 2023, featuring two geothermal heating/cooling pumps to keep the temperature comfortable year round! New metal roofs have been installed on all buildings and carports. All buildings, stairways, and walkways were painted in November of 2025. Located in a well-maintained waterfront community, this unit offers a peaceful setting while remaining close to downtown Punta Gorda, Fishermen’s Village, waterfront parks, dining, shopping, and golf. Whether you’re seeking a full-time residence, seasonal retreat, or investment opportunity, this property delivers the ultimate Southwest Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,483
Sqft
1988
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,469 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,469/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.2%
$/sqft vs Punta Gorda actives
$199 vs $207
Days on market
29 vs 65 typical
Where $199/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
173 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 240 LEWIS CIRCLE UNIT 513
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$350,000
3334 PURPLE MARTIN DRIVE UNIT 215
2 bd · 2 ba · 1,477 sqft · $237/sqft · 121 DOM
Sold · May ’26$190,000
3335 PURPLE MARTIN DRIVE UNIT 6
2 bd · 2.5 ba · 1,515 sqft · $125/sqft · 184 DOM
Sold · Jun ’26$181,000
3335 PURPLE MARTIN DRIVE UNIT 1
2 bd · 2.5 ba · 1,515 sqft · $119/sqft · 246 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 240 LEWIS CIRCLE UNIT 513 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 240 LEWIS CIRCLE UNIT 513 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
240 LEWIS CIRCLE UNIT 513 FAQs
What would the monthly payment be for 240 LEWIS CIRCLE UNIT 513?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,469/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 240 LEWIS CIRCLE UNIT 513?+
The most recent tax bill on record (2025) was $1,837. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 240 LEWIS CIRCLE UNIT 513?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $295,000, this home is listed about 18% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 240 LEWIS CIRCLE UNIT 513?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Stefanie Concannon. MLS #C7531805.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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