3020 MATECUMBE KEY ROAD UNIT 106, PUNTA GORDA, FL, 33955
Active6 days on marketListed Oct 9, 2026MLS #C7531827
About this home
3020 MATECUMBE KEY ROAD UNIT 106
Set in one of Burnt Store Marina’s most desirable locations, this attractively Furnished first-floor end unit with 3 beds and 2 baths offers exceptional waterfront living! The expansive wraparound lanai with western exposure has direct views of the Marina north basin and a front-row seat to breathtaking sunsets over the water, boaters coming and going and manatee frolicking in their favorite playground! Whether returning from a day on the water, heading out for an evening stroll, relaxing in the sun by the pool, or coming back with groceries – you’ll be effortlessly close to where you’re going without the need for an elevator. This desirable great room floorplan features a central living area and split-bedroom layout for privacy and space. Natural light fills the residence from three sides enhancing the bright and airy feel unique to end units. Easy-care flooring includes tile throughout main living areas and LVP in bedrooms. A spacious waterside owner’s suite has panoramic Marina views, private lanai access, and an ensuite bath. And every bedroom has a large walk-in closet for enviable storage space. The kitchen has updated stainless appliances, attractive wood-paneled ceiling, cozy dinette and large windows for light and tropical views. Enjoy a lanai that’s enclosed to keep it clean throughout the year or can be opened for coastal breezes on cooler days. This condo is packed with safety and security features that provide peace of mind for years to come! New hurricane-rated windows and sliding doors were installed in 2025 along with a new AC system. Plus motorized hurricane shutters over the lanai offer another level of protection when you’re away. And a dedicated carport is included! Located in the heart of the Marina you can take advantage of a host of amenities for an active lifestyle - with Fitness, Tennis and Pickleball center, 27 hole public executive golf course, Activity club, Yacht Club, Freedom Boat Club, a Ship’s Store and 2 onsite restaurants you can reach with your golf cart! With the fastest access to open water among all the communities in SW Florida, you can boat all day and play at night. Don’t just imagine it – start living your Florida lifestyle today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,538
Sqft
0.28 ac
Lot size
1991
Year built
One
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,322 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,322/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.1%
$/sqft vs Punta Gorda actives
$280 vs $206
Days on market
6 vs 84 typical
Where $280/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $332K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
215 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 949% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3020 MATECUMBE KEY ROAD UNIT 106
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$350,000
3191 MATECUMBE KEY ROAD UNIT 607
2 bd · 2.5 ba · 1,540 sqft · $227/sqft · 34 DOM
Sold · Aug ’26$150,000
3220 SOUTHSHORE DRIVE UNIT 21A
2 bd · 2 ba · 1,547 sqft · $97/sqft · 162 DOM
Sold · Feb ’26$305,000
1520 ISLAMORADA BOULEVARD
2 bd · 2 ba · 1,520 sqft · $201/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3020 MATECUMBE KEY ROAD UNIT 106 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3020 MATECUMBE KEY ROAD UNIT 106 — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3020 MATECUMBE KEY ROAD UNIT 106 FAQs
What would the monthly payment be for 3020 MATECUMBE KEY ROAD UNIT 106?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,322/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3020 MATECUMBE KEY ROAD UNIT 106?+
The most recent tax bill on record (2025) was $5,298. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3020 MATECUMBE KEY ROAD UNIT 106?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $429,900, this home is listed about 23% above the Punta Gorda median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3020 MATECUMBE KEY ROAD UNIT 106?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$429,900 runs 949% above the PUNTA GORDA 33955 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a Punta Gorda market that averages 84 — if it fits, move quickly.
04Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT BURNT STORE · Sandi Stricklin. MLS #C7531827.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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