84 OCEAN DRIVE, PUNTA GORDA, FL, 33950
Active15 days on marketListed Oct 23, 2026MLS #C7531842
About this home
84 OCEAN DRIVE
EXCEPTIONAL SAILBOAT WATERFRONT LIVING IN PUNTA GORDA ISLES!** Deceptively spacious and beautifully designed, this completely remodeled and expanded waterfront residence offers the perfect combination of timeless elegance, modern comfort, and the ultimate Southwest Florida boating lifestyle. Extensively rebuilt and expanded in 2005, this thoughtfully designed home sits on an oversized lot along the highly desirable, fast sailboat-access canals of the original sailboat section of Punta Gorda Isles. With no bridges to navigate, enjoy convenient access to Charlotte Harbor and the Gulf beyond! From the moment you arrive, the inviting curb appeal welcomes you with a beautiful paver driveway, refreshed landscaping, and updated interior and exterior paint. Inside, discover an impressive split-bedroom floor plan designed for both everyday living and effortless entertaining. The grand living room, separate formal dining room, and beautifully appointed kitchen all capture stunning views of the expansive pool, tropical landscaping, and tranquil waterway beyond. At the heart of the home, the chef-inspired kitchen features gorgeous stone countertops, custom cabinetry, upgraded appliances, a convenient breakfast bar, and a charming breakfast nook, all seamlessly connected to the main living areas for easy entertaining. The spacious primary suite offers a peaceful retreat with private lanai access, a generous walk-in closet, and an oversized en-suite bathroom. Nearby, a comfortable guest bedroom, beautifully updated guest bathroom, and convenient interior laundry room provide functionality and privacy, while the oversized garage with dedicated workshop space offers exceptional room for hobbies, storage, and projects. On the opposite side of the home, a third bedroom, currently utilized as a den, is accompanied by another full bathroom with direct pool access, creating a versatile layout for guests, a home office, or additional living space. Step outside and experience your own private waterfront paradise! The expansive covered lanai offers abundant space for outdoor dining, relaxing, and entertaining, while the impressive heated pool, surrounded by elegant travertine decking, invites you to enjoy Florida's beautiful weather year-round. Lush tropical landscaping provides a wonderful sense of privacy, while the oversized waterfront lot and desirable sailboat access make this property especially appealing to boating enthusiasts. Additional enhancements include updated appliances, custom cabinetry, stone surfaces, refreshed finishes, and numerous thoughtful improvements throughout. Perfectly positioned just minutes from Fishermen's Village, historic downtown Punta Gorda, waterfront parks, boutique shopping, dining, and community events, this exceptional home offers the best of the Punta Gorda Isles lifestyle. Whether you're entertaining poolside, heading out for a day on Charlotte Harbor, or enjoying a sunset along the waterfront, this is the Florida lifestyle you've been waiting for. **Discover the space, quality, location, and boating access that make this extraordinary property a must-see!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,005
Sqft
0.28 ac
Lot size
2
Garage
1968
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,540 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,540/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.2%
$/sqft vs PUNTA GORDA ISLES SEC 04
$274 vs $413
Days on market
15 vs 65 typical
Where $274/sqft sits among the 9 homes for sale in PUNTA GORDA ISLES SEC 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
4 of 9
PUNTA GORDA ISLES SEC 04 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 84 OCEAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$450,000
2101 GULFVIEW ROAD · same community
3 bd · 2 ba · 2,023 sqft · $222/sqft · 170 DOM
Sold · Apr ’26$565,000
16 TROPICANA DRIVE · same community
3 bd · 2 ba · 1,958 sqft · $289/sqft · 35 DOM
Sold · Mar ’26$665,000
132 CRESCENT DRIVE · same community
3 bd · 2 ba · 1,956 sqft · $340/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 84 OCEAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 84 OCEAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
84 OCEAN DRIVE FAQs
What would the monthly payment be for 84 OCEAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,540/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 84 OCEAN DRIVE?+
The most recent tax bill on record (2025) was $4,333. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 84 OCEAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $549,900, this home is listed about 53% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 84 OCEAN DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,900 runs 86% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Carla Nix. MLS #C7531842.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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