CENTURY 21 Edge

3501 BAL HARBOR BOULEVARD, PUNTA GORDA, FL, 33950

Active21 days on marketListed Oct 17, 2026MLS #C7531903

✦ Priced 51% below the PUNTA GORDA 33950 medianPUNTA GORDA ISLES SEC 12

About this home

3501 BAL HARBOR BOULEVARD

Sunsets over the fairway out back, a long canal view across the street out front. That is the rare double exposure waiting at 3501 Bal Harbor Blvd, an oversized .28 acre homesite sitting directly on the 9th hole of St. Andrews South Golf Club in the heart of Punta Gorda Isles. Measuring 100' x 120', this parcel carries 100 feet of road frontage and a matching 100 feet along the golf course, with 120 feet of depth for 12,124 square feet of usable land. That 100-foot width is the detail builders will notice immediately. Most lots in the Isles run 80 feet wide, so you have a full 20 extra feet to work with, enough to stretch a wide-open floor plan, add a 3-4 car garage, or set a generous pool and lanai across the back without crowding your setbacks. The western-facing rear exposure means your lanai looks straight down the fairway into the evening sky. The lot is completely cleared and regularly mowed, a true ready-to-build canvas with CITY WATER & SEWER available. Located in one of Punta Gorda’s most established communities of Punta Gorda Isles, where mature landscaping and well-kept homes have set the standard for decades. Its size and zoning accommodate a single-family estate home, a villa design, or up to four multi-family units. That flexibility is genuinely rare in Punta Gorda Isles. Golfers, you are already home. St. Andrews South is a member-owned club with optional memberships, so you can walk out your back door and play. Boaters are minutes from Ponce de Leon Park at the western edge of the city, a 16-acre waterfront park on Charlotte Harbor with a boat ramp and trailer parking, fishing piers, a sandy beach, a quarter-mile wetland boardwalk, and the Peace River Wildlife Center. It is the spot locals claim for sunsets, and watching the boats run the channel back into the PGI canal system. Everything else is close. Historic downtown Punta Gorda is about 5 minutes away, with brick-lined streets, boutique shopping, the weekly farmers market, art galleries, and waterfront dining. Fishermen’s Village brings harborside restaurants, shops, and seasonal festivals. Nearby you will also find medical care, waterfront parks, miles of bike paths, and Charlotte Harbor itself, one of the finest fishing and cruising estuaries in the state. Interstate 75 and Punta Gorda Airport are both an easy drive, making regional travel and arriving guests simple. One hundred feet of golf course frontage, water views across the way, cleared and utility-ready, and zoning that lets you decide what gets built. Lots with this combination do not come back around. Don't miss your opportunity today!

Facts & features

The home at a glance

0.28 ac

Lot size

Golf Course & Water viewPets allowed

Inside

Outside & construction

ViewGolf Course · Water
FacesEast

Community & fees

Taxes (2025)$2,005/yr
PetsYes
CommunityPublic Boat Ramp · Water Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fiber Optics · Public · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,387 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$995
FHA mortgage insurance (est.)$64
Property tax — 2025 actual bill$167
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,075Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,075
Interest rate7.50%
Loan term

Estimated payment

$1,387/mo

Principal & interest$995
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$167
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Punta Gorda Isles

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,022

Median age

67

Median income

$107,800

Median home value

$636,862

Avg household

2

Households w/ children

293

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$325K → $340K

Punta Gorda median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Oct 17, 2026Listed at $145,000 · 21 days on market since

Reality check

What actually sold near 3501 BAL HARBOR BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1519 ATARES DRIVE UNIT 112Sold · Dec ’25

$264,500

1519 ATARES DRIVE UNIT 112 · same community

3 bd · 2 ba · 1,618 sqft · $163/sqft · 15 DOM

1605 ATARES DRIVE UNIT 112Sold · Jan ’26

$265,000

1605 ATARES DRIVE UNIT 112 · same community

3 bd · 2 ba · 1,622 sqft · $163/sqft · 23 DOM

2059 PADRE ISLAND DRIVE UNIT 3Sold · Mar ’26

$285,000

2059 PADRE ISLAND DRIVE UNIT 3 · same community

3 bd · 2 ba · 1,807 sqft · $158/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3501 BAL HARBOR BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3501 BAL HARBOR BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3501 BAL HARBOR BOULEVARD FAQs

What would the monthly payment be for 3501 BAL HARBOR BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,387/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3501 BAL HARBOR BOULEVARD?+

The most recent tax bill on record (2025) was $2,005. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3501 BAL HARBOR BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $145,000, this home is listed about 60% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3501 BAL HARBOR BOULEVARD?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PUNTA GORDA 33950 market on paper

$145,000 is 51% below the PUNTA GORDA 33950 median of $295,500.

02Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7531903.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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