2112 WYATT CIRCLE, PUNTA GORDA, FL, 33950
Active22 days on marketListed Oct 16, 2026MLS #C7531909
About this home
2112 WYATT CIRCLE
This exceptional waterfront residence in prestigious Punta Gorda Isles blends refined design with modern sophistication, offering an elevated coastal lifestyle on a serene canal with a wide basin/lake view that feels truly rare. With 3 bedrooms, 2.5 baths, and 2,535 sq ft, this home has been transformed with high-end upgrades throughout, every detail curated for beauty, comfort, and performance. A dramatic entry welcomes you into expansive living and dining spaces enhanced by vaulted ceilings, architectural lines, and a striking fireplace that anchors the room with timeless elegance. The gourmet kitchen is a showpiece, featuring premium Italian cabinetry with pull-out drawers, sleek design, and granite and quartz countertops carried throughout the home for a cohesive luxury aesthetic. An elegant bar area with a wine refrigerator and custom cabinetry adds a refined touch, perfect for entertaining and enhancing the home's upscale ambiance. A standout feature is the large, multifunctional laundry room, thoughtfully designed to include a prep kitchen/office space, ideal for entertaining, catering, hobbies, or remote work. This flexible area elevates the home's functionality while maintaining its premium feel. The outdoor living experience is resort-style and unforgettable. A fully enclosed saltwater pool with heater invites year-round enjoyment, framed by travertine wall accents on the lanai that create a warm, Mediterranean ambiance. The exterior is equipped with hurricane shutters, while the interior features plantation shutters and roll-down blinds, complemented by hurricane windows for maximum protection and peace of mind. This residence has been comprehensively upgraded, with everything new including windows, pool, roof, and lanai within the last four years. The home never experienced flooding, a rare and valuable distinction in waterfront living. The garage offers excellent storage and a durable epoxy floor, adding to the home's polished presentation. Perfectly positioned within close distance to St. Andrews South Golf Club, this home offers immediate access to recreation, dining, shopping, and Punta Gorda's vibrant waterfront lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,535
Sqft
0.22 ac
Lot size
2
Garage
1984
Year built
One
Levels
$434
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,168 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,168/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.4%
$/sqft vs PUNTA GORDA ISLES SEC 12
$434 vs $398
Days on market
22 vs 65 typical
Where $434/sqft sits among the 18 homes for sale in PUNTA GORDA ISLES SEC 12
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
5 of 18
PUNTA GORDA ISLES SEC 12 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 272% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2112 WYATT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,425,000
5043 BAL HARBOR BOULEVARD · same community
3 bd · 2.5 ba · 2,504 sqft · $569/sqft · 25 DOM
Sold · Apr ’26$700,000
4014 LA COSTA ISLAND COURT · same community
3 bd · 2 ba · 2,610 sqft · $268/sqft · 152 DOM
Sold · Jul ’26$990,000
3972 LA COSTA ISLAND COURT · same community
3 bd · 2 ba · 2,442 sqft · $405/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 2112 WYATT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2112 WYATT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2112 WYATT CIRCLE FAQs
What would the monthly payment be for 2112 WYATT CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,168/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2112 WYATT CIRCLE?+
The most recent tax bill on record (2026) was $8,160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2112 WYATT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,099,000, this home is listed about 206% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2112 WYATT CIRCLE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,099,000 runs 272% above the PUNTA GORDA 33950 median — but at 2,535 sqft it's also 42% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,125,000, now $1,099,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Gary Cardillo. MLS #C7531909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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