16434 NW 318TH STREET, OKEECHOBEE, FL, 34972
Active24 days on marketListed Oct 13, 2026MLS #C7531977
About this home
16434 NW 318TH STREET
OWNER FINANCING AVAILABLE! Escape the crowds and discover the freedom of country living on this beautiful 1.25-acre lot in Okeechobee's desirable Viking Estates community! Conveniently located right off NW 160th Ave, this spacious property offers the perfect combination of easy access, peaceful surroundings, and room to create your own private retreat. Located near the breathtaking 58,000-acre Kissimmee Prairie Preserve State Park, you'll enjoy access to scenic trails, incredible wildlife, outdoor adventures, and some of Florida's most spectacular stargazing! Imagine building your dream country home, planting a garden, or simply enjoying the privacy and wide-open spaces that make rural Florida living so special. Lake Okeechobee's renowned fishing and boating are within reach, along with shopping, dining, and everyday conveniences in town. Whether you're ready to build or looking for a smart land investment for the future, this property offers exciting possibilities. With OWNER FINANCING AVAILABLE, owning your own piece of Florida paradise may be easier than you think! Don't miss this opportunity—drive by, explore the area, and contact us today for financing details. Your dream of owning land starts here!
Facts & features
The home at a glance
1.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$451 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$451/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
20,066
Median age
37.9
Median income
$61,040
Median home value
$220,000
Avg household
2.77
Households w/ children
2,548
The numbers that matter
The Okeechobee market
$166K → $262K
Okeechobee median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 16434 NW 318TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$220,000
19084 NW 306TH STREET · same community
2 bd · 2 ba · 1,102 sqft · $200/sqft · 28 DOM
Sold · Jun ’26$259,900
18990 NW 268TH STREET · same community
3 bd · 2 ba · 1,493 sqft · $174/sqft · 7 DOM
Sold · Feb ’26$364,000
18824 NW 242ND STREET · same community
3 bd · 2 ba · 1,598 sqft · $228/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 16434 NW 318TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16434 NW 318TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16434 NW 318TH STREET FAQs
What would the monthly payment be for 16434 NW 318TH STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $451/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16434 NW 318TH STREET?+
The most recent tax bill on record (2025) was $427. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $35,000, this home is listed about 88% below the Okeechobee median of $287,450. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Lori Delin. MLS #C7531977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Okeechobee homes, in your inbox
Like 16434 NW 318TH STREET but not quite? A daily digest of every new listing in Okeechobee — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →