5447 SEA EDGE DRIVE, PUNTA GORDA, FL, 33950
Active21 days on marketListed Oct 17, 2026MLS #C7531984
About this home
5447 SEA EDGE DRIVE
Discover exceptional waterfront living in this beautifully appointed 4 Bedroom, 4 1/2 Bath Custom Home in the intimate, Gated Community of Seamans Point. Enjoy fast, bridge free access to Charlotte Harbor and the Gulf from your private Trex dock with covered 12, 000 lb. Boat lift. A circular driveway, luxurious landscaping, and a welcoming front porch create an impressive arrival. Inside find a spacious foyer and expansive glass frame views of the water, heated custom pool with waterfall edge and spa, covered lanai with hurricane blinds, outdoor kitchen with grill, mosquito NIX misting system in the pool area and dock, and beverage refrigerator. Large windows and sliding glass doors fill the dining room and great room with natural light, while connecting the living spaces to the pool area. The kitchen and great room showcase custom woodwork. Cambria quartz countertops, tongue-and-groove ceilings, high-end GE Monogram appliances, and built-in Miele espresso machine. A large pantry and laundry room lead to an oversized three car garage, while a 20kw stand by Whole-House Generator provides added peace of mind. 2 Navien tankless gas water heater give instant hot water to the whole house for your comfort. The opposite wing includes an office with glass French doors, a full bath with pool access, and the owner's suite. This private first floor retreat features an oversized bedroom with custom ceiling, custom separated walk-in closets with custom cabinetry, direct access lanai seating area, and a newly installed steam shower with heated bidet. Upstairs, enjoys dedicated media room with a projector, screen with ambient lighting, and movie treatment, a nearby half bath. A spacious landing opens to a second-floor balcony. One guest suite offers an en-suite bath and private porch overlooking the water, while two additional bedrooms share a well-appointed bath. Pocketing sliding doors open the main living area to the covered lanai, making indoor-outdoor entertaining effortless. The home also features 21 Sonos speakers throughout; amplification will be required. All outdoor security cameras remain with the home. Interior security cameras will not be included with the sale of the property. This Property offers luxury, comfort, and outstanding boating access. Schedule your private appointment today!
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,900
Sqft
0.23 ac
Lot size
3
Garage
2017
Year built
Two
Levels
$705
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$20,137 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$20,137/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+120%
$/sqft vs Punta Gorda actives
$705 vs $208
Days on market
21 vs 65 typical
Where $705/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
171 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 831% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 5447 SEA EDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,550,000
5455 SEA EDGE DRIVE · same community
3 bd · 3.5 ba · 2,674 sqft · $580/sqft · 2 DOM
Sold · May ’26$899,000
5424 SEA EDGE DRIVE · same community
3 bd · 2 ba · 2,569 sqft · $350/sqft · 88 DOM
Sold · Feb ’26$1,222,000
3813 SAN LORENZO DRIVE
3 bd · 3 ba · 3,408 sqft · $359/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5447 SEA EDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5447 SEA EDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5447 SEA EDGE DRIVE FAQs
What would the monthly payment be for 5447 SEA EDGE DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $20,137/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5447 SEA EDGE DRIVE?+
The most recent tax bill on record (2025) was $19,685. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5447 SEA EDGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $2,750,000, this home is listed about 666% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5447 SEA EDGE DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,750,000 runs 831% above the PUNTA GORDA 33950 median — but at 3,900 sqft it's also nearly twice the size of the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,995,000, now $2,750,000 — a $245K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Teresa Halliburton. MLS #C7531984.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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