
197 TROPICANA DRIVE UNIT 1522, PUNTA GORDA, FL, 33950
Active23 days on marketListed Oct 15, 2026MLS #C7532076
About this home
197 TROPICANA DRIVE UNIT 1522
Luxury Waterfront Living at Its Finest – Top-Floor Tarpon Cove Condo with Private Elevator and Deeded Dock with 27,000-lb Lift Experience the perfect blend of luxury, privacy, and waterfront convenience in this stunning top-floor Cayo Costa II residence located in the coveted community of Tarpon Cove in Punta Gorda Isles. With a deeded dock space (#12) & a 27,000-lb boat lift accommodating up to a 38-foot vessel, this property offers direct, sailboat-access boating to Charlotte Harbor with no bridges! From the moment you step inside, the attention to detail is unmistakable. The home’s elegant and cohesive renovations have created a bright, open-concept design that seamlessly connects each living space while capturing the beauty of the natural surroundings. Engineered maple hardwood floors provide a warm, neutral foundation that complements any style, while elevated ceilings and walls of windows invite abundant natural light and soothing water views from nearly every room. The floor plan offers flexibility with two large master suites, each featuring its own private ensuite bath and walk-in closet, plus a third bedroom and a spacious den or office conveniently located near the third full bathroom. The layout is ideal for hosting family and friends or for those who desire dedicated work-from-home space. And if stairs aren’t your thing, you’ll love the private elevator exclusive to this unit, offering effortless access directly from your oversized two-car garage (462 sq. ft.) to your main living level. The kitchen is a showpiece—designed for the passionate cook and entertainer alike. Exquisite quartz countertops, a generous island, recently extended for extra bar stools/eating space, and an abundance of cabinet and pantry storage make this a dream workspace. Entertaining is effortless in the expansive great room, featuring a custom feature wall with electric fireplace, and a bar and wine display that elevate the dining area into a true gathering space. From the screened lanai, take in the peaceful sights and sounds of the illuminated fountain—an enchanting backdrop for evening cocktails or morning coffee. Practical features blend seamlessly with the luxury details: impact-resistant glass and shutters for storm protection, a new roof installed in 2023, multiple walk-in closets, and an oversized laundry room with extra storage. Every inch of this residence has been carefully designed for comfort, beauty, and function. Set within Tarpon Cove’s 10-acre gated enclave, residents enjoy a carefree, maintenance-free lifestyle enhanced by a heated pool and spa, clubhouse, fitness center, and scenic sidewalks that wind through lush tropical landscaping. Boaters will appreciate the well-maintained concrete walkways leading to the private docks, each equipped with electric pedestals, dock boxes, and 30-amp service. Beyond the gates, you’re minutes from Fishermen’s Village, historic downtown Punta Gorda, waterfront parks, walking trails, golf, pickleball, and some of Southwest Florida’s most celebrated dining and entertainment destinations. Whether you’re seeking a seasonal retreat or a year-round residence, this condo offers the perfect balance of elegance, tranquility, and access to adventure. Live where every day feels like a getaway— schedule your private showing today and discover why Tarpon Cove remains one of Punta Gorda’s most desirable waterfront communities.BE SURE TO CLICK THE FULL VIRTUAL TOUR LINKS FOR DETAILS!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,495
Sqft
2
Garage
2004
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,516 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,516/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.4%
$/sqft vs Punta Gorda actives
$304 vs $208
Days on market
23 vs 65 typical
Where $304/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
175 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 157% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 197 TROPICANA DRIVE UNIT 1522
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$1,590,000
1418 KINGLET DRIVE
3 bd · 3.5 ba · 2,515 sqft · $632/sqft · 4 DOM
Sold · Nov ’25$1,425,000
3800 CARUPANO COURT
4 bd · 3 ba · 2,525 sqft · $564/sqft · 107 DOM
Sold · Mar ’26$745,000
3508 BLUE JAY DRIVE
3 bd · 3.5 ba · 2,448 sqft · $304/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 197 TROPICANA DRIVE UNIT 1522 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 197 TROPICANA DRIVE UNIT 1522 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
197 TROPICANA DRIVE UNIT 1522 FAQs
What would the monthly payment be for 197 TROPICANA DRIVE UNIT 1522?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,516/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 197 TROPICANA DRIVE UNIT 1522?+
The most recent tax bill on record (2025) was $3,542. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 197 TROPICANA DRIVE UNIT 1522?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $759,000, this home is listed about 111% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 197 TROPICANA DRIVE UNIT 1522?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$759,000 runs 157% above the PUNTA GORDA 33950 median — but at 2,495 sqft it's also 39% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Carla Nix. MLS #C7532076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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