2 PIRATES LANE UNIT 23B, PUNTA GORDA, FL, 33955
Active22 days on marketListed Oct 16, 2026MLS #C7532110
About this home
2 PIRATES LANE UNIT 23B
FURNISHED CONDO AT COMMORDORE CLUB IN BURNT STORE MARINA! Located in the gated waterfront community of Burnt Store Marina, this move-in ready 2 bed/2 bath unit offers low-maintenance living with access to one of Southwest Florida’s most amenity-rich neighborhoods. It's being sold TURNKEY/FULLY FURNISHED. Condo is ready for immediate enjoyment. Enjoy resort-style living with a 500-slip deep water marina, dry dock storage, waterfront dining, fitness center, 27-hole golf course, tennis, pickleball and more — all offered ala carte, so you only pay for what you use. Section 22 residents also enjoy access to a private dog park (BSM Barking Lot). Layout of the condo includes spacious open living space with living room, kitchen & formal dining area. Living room opens to the lanai extending the living space outside. Roll-down, hurricane shutters on lanai and windows. Murphy bed in dining area creates space for additional guests while providing storage in the dining room. Kitchen features a wraparound breakfast bar and lots of cabinet and counter space. Master bedroom has en-suite bath with a gorgeous soaking tub, dual sinks and separate, glass-enclosed shower. Ample closet space found throughout. Screened lanai and screened front entry allow for amazing, tropical cross breezes through the condo. In-unit laundry has full-sized washer and dryer and storage closet on lanai give you space to store beach and boat items. Reasonable HOA fee covers exterior maintenance, master insurance, roof, manager, pool and grounds. Condo is perfect for full-time or seasonal use. Boat, golf, play pickleball, enjoy waterfront dining or simply relax poolside — the choice is yours. Florida living at its finest. Make an appointment today and start enjoying everything Burnt Store Marina has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,516
Sqft
0.17 ac
Lot size
1979
Year built
Three Or More
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,609 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,609/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.8%
$/sqft vs Punta Gorda actives
$131 vs $208
Days on market
22 vs 65 typical
Where $131/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,163
Median age
73
Median income
$91,655
Median home value
$425,315
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
172 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 342% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2 PIRATES LANE UNIT 23B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$265,000
2 PIRATES LANE UNIT 21B · same community
2 bd · 2 ba · 1,516 sqft · $175/sqft · 228 DOM
Sold · Aug ’26$243,750
1590 ISLAMORADA BOULEVARD UNIT 84C · same community
2 bd · 2 ba · 1,516 sqft · $161/sqft · 132 DOM
Sold · Feb ’26$225,000
4 PIRATES LANE UNIT 41A · same community
2 bd · 2 ba · 1,516 sqft · $148/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 2 PIRATES LANE UNIT 23B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2 PIRATES LANE UNIT 23B — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2 PIRATES LANE UNIT 23B FAQs
What would the monthly payment be for 2 PIRATES LANE UNIT 23B?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,609/mo — principal and interest, the actual property-tax bill, the $751/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2 PIRATES LANE UNIT 23B?+
The association fee works out to $751 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2 PIRATES LANE UNIT 23B?+
The most recent tax bill on record (2025) was $2,926. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2 PIRATES LANE UNIT 23B?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $199,000, this home is listed about 45% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2 PIRATES LANE UNIT 23B?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$199,000 runs 342% above the PUNTA GORDA 33955 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $751/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Carla Co. MLS #C7532110.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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