6126 RUMFORD STREET, PUNTA GORDA, FL, 33950
Active18 days on marketListed Oct 20, 2026MLS #C7532247
About this home
6126 RUMFORD STREET
Welcome to this charming 2 bedroom, 1 bath home conveniently located in Punta Gorda, just minutes from downtown, I-75, shopping, dining, entertainment and Punta Gorda Airport! Situated in an area with NO HOA and outside of a designated flood zone, this property offers flexibility, convenience, and affordability. The home features luxury vinyl plank flooring throughout, an updated kitchen, and a comfortable floor plan designed for easy everyday living. The entire property is fully fenced with a gated driveway, providing added privacy and security. A spacious 2 car carport offers plenty of covered parking, while the 12' x 22' detached shed provides excellent additional storage space for tools, equipment, hobbies, or outdoor essentials. Whether you're looking for a full time residence, seasonal getaway, or investment opportunity, endless opportunities! Enjoy the convenience of being close to everything Punta Gorda has to offer while having the freedom of no HOA restrictions. Schedule your showing today and see the possibilities!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
874
Sqft
0.22 ac
Lot size
1968
Year built
One
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,101 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,101/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+82.1%
$/sqft vs Punta Gorda actives
$126 vs $208
Days on market
18 vs 65 typical
Where $126/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jones Loop
Get to know Punta Gorda. See the full Punta Gorda guide →
Jones Loop — neighborhood snapshot
Population
2,433
Median age
62
Median income
$60,387
Median home value
$168,514
Avg household
2
Households w/ children
303
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
174 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 6126 RUMFORD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$110,000
6128 PADULA STREET · same community
2 bd · 2 ba · 784 sqft · $140/sqft · 87 DOM
Sold · Jun ’26$210,000
311 OSCEOLA AVENUE · same community
3 bd · 2 ba · 1,148 sqft · $183/sqft · 315 DOM
Sold · Jan ’26$235,000
1025 11TH AVENUE NW · same community
2 bd · 2 ba · 1,200 sqft · $196/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6126 RUMFORD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6126 RUMFORD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6126 RUMFORD STREET FAQs
What would the monthly payment be for 6126 RUMFORD STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,101/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6126 RUMFORD STREET?+
The most recent tax bill on record (2025) was $1,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $110,000, this home is listed about 69% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6126 RUMFORD STREET?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$110,000 is 63% below the PUNTA GORDA 33950 median of $295,500, and at $126/sqft it sits under the Punta Gorda average of $234.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $115,000, now $110,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Erin Daum. MLS #C7532247.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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