CENTURY 21 Edge
$2,995,0005 bd5 ba5,500 sqft$545 /sqft≈$21,880 /mo all-in ↓

2030 JAMAICA WAY, PUNTA GORDA, FL, 33950

Active15 days on marketListed Oct 23, 2026MLS #C7532392

WaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES

About this home

2030 JAMAICA WAY

Welcome to a truly exceptional estate on the shores of Charlotte Harbor, where breathtaking panoramic water views, remarkable craftsmanship, and resort-style luxury come together to create an unparalleled Florida lifestyle. Perfectly positioned near the end of Jamaica Way, this magnificent residence offers 5,500 square feet of beautifully appointed living space, five bedrooms, four full bathrooms, two half bathrooms, and an oversized two-car garage. Originally built in 1995, this extraordinary property underwent an extensive, nearly complete transformation in 2020. The current homeowners spared no expense, taking the home down to the studs and foundation and rebuilding it into the exceptional residence it is today. The craftsmanship and distinctive style are truly incomparable. The home effortlessly blends sophisticated coastal elegance with warm architectural character and exceptional attention to detail. From the moment you arrive, the grand paver driveway, lush tropical landscaping, and impressive 11-foot wrought-iron and glass entry doors establish a sense of grandeur. Inside, soaring 25-foot ceilings, dramatic architectural beams, rich wood flooring, and expansive living spaces create an atmosphere that is both impressive and inviting. Walls of glass and multiple sliding doors seamlessly connect the interiors to the spectacular waterfront surroundings. The Chef’s Kitchen is a masterpiece of beauty and more importantly functionality, featuring custom cabinetry, exquisite granite countertops, premium appliances including a Bosch dishwasher, Wolf gas range, and Sub-Zero refrigerator. The kitchen also features wine refrigeration and an expansive breakfast bar. The adjoining dining area is perfectly positioned to showcase captivating harbor views, transforming everyday meals and elegant gatherings into unforgettable experiences. This exceptional home offers three primary en-suite bedrooms. The upstairs primary suite provides a private sanctuary complete with its own sitting room, an exquisite spa-inspired bathroom, an oversized walk-in shower, copper soaking tub, dual marble-topped vanities, and multiple custom-designed closets. For those who love to entertain, the home’s distinctive bar and lounge provide an exceptional gathering space enhanced by warm wood finishes, custom architectural details, and spectacular water views. Step outside and discover your own private five-star waterfront resort. A breathtaking saltwater infinity-edge pool seemingly merges with the sparkling waters of Charlotte Harbor, creating an unforgettable backdrop for relaxation and entertaining. Dual rock waterfalls, outdoor shower, expansive travertine-style entertaining areas, lush tropical landscaping, and an inviting outdoor gas fireplace with custom coral stonework complete this extraordinary setting. Boating & Waterfront Access at its Finest! Boating enthusiasts will appreciate the approximately 60-foot private dock with two boat lifts, rated at 16k# and 10k# pounds, offering immediate access to the magnificent waters of Charlotte Harbor. Beyond its beauty, this exceptional residence offers peace of mind through extensive renovations and thoughtful upgrades, including: Tankless water heater • Security and camera systems • Updated mechanical components • Impact-rated glass improvements • Numerous exterior enhancements• The list goes on! This home is one of a kind!

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

5,500

Sqft

0.28 ac

Lot size

2

Garage

1995

Year built

Two

Levels

$545

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringBrick/Stone · Ceramic Tile · Travertine · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Pest Guard System · Skylight(s) · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingGarage Door Opener
ExteriorBalcony · Lighting · Outdoor Shower

Community & fees

Taxes (2025)$21,000/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$21,880 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$18,847
PMI (est., until 20% equity)$1,123
Property tax — 2025 actual bill$1,750
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $299,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $299,500
Interest rate7.50%
Loan term

Estimated payment

$21,880/mo

Principal & interest$18,847
PMI (est., until 20% equity)$1,123
Property taxes (actual bill)$1,750
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.0M
$1.8MedgeAI estimate $1,972,568 · range $1.9M–$2.0M$3.1M

vs edgeAI estimate

+51.8%

$/sqft vs PUNTA GORDA ISLES

$545 vs $179

Days on market

15 vs 65 typical

Where $545/sqft sits among the 16 homes for sale in PUNTA GORDA ISLES

5
8
2
0
1
0 · this home
$100–174$174–248$248–322$322–396$396–470$470+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,022

Median age

67

Median income

$107,800

Median home value

$636,862

Avg household

2

Households w/ children

293

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$325K → $340K

Punta Gorda median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

8 of 16

PUNTA GORDA ISLES have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 914% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Oct 23, 2026Listed at $2,995,000 · 15 days on market since
1995Built · PUNTA GORDA ISLES

Reality check

What actually sold near 2030 JAMAICA WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5023 KEY LARGO DRIVESold · Jul ’26

$675,000

5023 KEY LARGO DRIVE · same community

4 bd · 2 ba · 3,023 sqft · $223/sqft · 384 DOM

4001 MARIANNE KEY ROADSold · Apr ’26

$875,000

4001 MARIANNE KEY ROAD · same community

3 bd · 3 ba · 2,999 sqft · $292/sqft · 190 DOM

250 FREEPORT COURTSold · Feb ’26

$1,089,000

250 FREEPORT COURT · same community

4 bd · 3 ba · 2,962 sqft · $368/sqft · 227 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 2030 JAMAICA WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2030 JAMAICA WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2030 JAMAICA WAY FAQs

What would the monthly payment be for 2030 JAMAICA WAY?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $21,880/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2030 JAMAICA WAY?+

The most recent tax bill on record (2025) was $21,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2030 JAMAICA WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $2,995,000, this home is listed about 734% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2030 JAMAICA WAY?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,995,000 runs 914% above the PUNTA GORDA 33950 median — but at 5,500 sqft it's also nearly 3 times the size of the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX PALM REALTY · Amber Kratzer. MLS #C7532392.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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