CENTURY 21 Edge
$639,9003 bd2 ba2,117 sqft$302 /sqft≈$4,995 /mo all-in ↓

459 SANTA JULIAN COURT, PUNTA GORDA, FL, 33983

Active10 days on marketListed Oct 28, 2026MLS #C7532587

WaterfrontPrivate poolFully furnishedSingle Family ResidencePUNTA GORDA ISLES SEC 20

About this home

459 SANTA JULIAN COURT

Discover this stunning, like-new 2022-built home at the end of a peaceful cul-de-sac in the desirable Deep Creek community of Punta Gorda. Offering three bedrooms, two bathrooms, and approximately 2,117 square feet of beautifully designed living space, this home combines modern elegance, comfort, and breathtaking pond views! Step inside and experience the attention to detail, including elegant tray ceilings, beautiful quartz kitchen countertops, hurricane-impact windows, and stylish finishes throughout. Best of all, high-end furnishings are included, making this exceptional home truly move-in ready. Your private outdoor paradise awaits! Relax in the sparkling pool with a sun shelf to soak up the Southwest Florida sunshine, or unwind while watching spectacular sunsets reflect across the tranquil pond. Whether entertaining guests or enjoying a quiet evening, this beautiful outdoor retreat offers the perfect setting for making lasting memories. Deep Creek residents enjoy a peaceful neighborhood setting with nearby golf, parks, and recreational opportunities. Just a short drive from historic downtown Punta Gorda with waterfront parks, scenic walking and biking trails, boutique shopping, waterfront dining, and year-round entertainment. Rich in history, Punta Gorda was incorporated in 1887 and grew from its early roots in railroads, commercial fishing, and tourism into one of Southwest Florida's most charming waterfront destinations. This home must be on the list!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,117

Sqft

0.25 ac

Lot size

2

Garage

2022

Year built

One

Levels

$302

Per sqft

Private poolWaterfrontFurnished

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorSliding Doors

Community & fees

HOA fee$18/mo
Taxes (2025)$6,599/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Public · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,995 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,027
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$550
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,990Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,990
Interest rate7.50%
Loan term

Estimated payment

$4,995/mo

Principal & interest$4,027
PMI (est., until 20% equity)$240
Property taxes (actual bill)$550
HOA / condo fee$18
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $640K
$445KedgeAI estimate $481,210 · range $464K–$529K$665K

vs edgeAI estimate

+33%

$/sqft vs PUNTA GORDA ISLES SEC 20

$302 vs $188

Days on market

10 vs 65 typical

Where $302/sqft sits among the 41 homes for sale in PUNTA GORDA ISLES SEC 20

14
12
9
4
1
1 · this home
$157–182$182–206$206–230$230–254$254–278$278+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deep Creek

Get to know Punta Gorda. See the full Punta Gorda guide →

Deep Creek — neighborhood snapshot

Population

13,143

Median age

55

Median income

$64,635

Median home value

$354,360

Avg household

2

Households w/ children

1,066

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$325K → $340K

Punta Gorda median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

21 of 41

PUNTA GORDA ISLES SEC 20 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 653% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Oct 28, 2026Listed at $639,900 · 10 days on market since
2022Built · PUNTA GORDA ISLES SEC 20

Reality check

What actually sold near 459 SANTA JULIAN COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

25541 AREQUIPA DRIVESold · Apr ’26

$465,000

25541 AREQUIPA DRIVE · same community

3 bd · 2 ba · 2,091 sqft · $222/sqft · 56 DOM

150 CASTILE COURTSold · Apr ’26

$350,000

150 CASTILE COURT · same community

3 bd · 2 ba · 2,068 sqft · $169/sqft · 156 DOM

25431 TEVESINE COURTSold · Jun ’26

$360,000

25431 TEVESINE COURT · same community

3 bd · 2 ba · 2,031 sqft · $177/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 459 SANTA JULIAN COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 459 SANTA JULIAN COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

459 SANTA JULIAN COURT FAQs

What would the monthly payment be for 459 SANTA JULIAN COURT?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,995/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 459 SANTA JULIAN COURT?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 459 SANTA JULIAN COURT?+

The most recent tax bill on record (2025) was $6,599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 459 SANTA JULIAN COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $639,900, this home is listed about 78% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 459 SANTA JULIAN COURT?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$639,900 runs 653% above the PUNTA GORDA 33983 median — but at 2,117 sqft it's also 18% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KW PEACE RIVER PARTNERS · Carol Nelson. MLS #C7532587.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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