1401 S MCCALL ROAD UNIT 301, ENGLEWOOD, FL, 34223
Active11 days on marketListed Oct 27, 2026MLS #C7532605
About this home
1401 S MCCALL ROAD UNIT 301
Waterfront views from the front and side of this top-floor end unit overlooking Gottfried Creek. Just 500 yards and one bridge from the Lemon Bay Intracoastal and less than 5 minutes to the beach, this is coastal living at its best. Vaulted ceilings and an open floor plan fill the home with natural light. Completely remodeled with granite countertops, newer stainless steel appliances, new LVP flooring throughout, and fresh paint. Extra storage includes attic access and a private storage cage. Boaters will love the private boat ramp and deeded-access boat slips with water and electric, available for annual rental at $450/year (a waiting list may apply). This gated community also features elevators, assigned under-building parking plus open guest parking, a heated pool and spa, tennis court, and BBQ area. Pets: 1 cat maximum. Rentals permitted with a 30-day minimum, up to 12 times per year, with HOA tenant approval; tenants may not have pets.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,093
Sqft
0.03 ac
Lot size
1991
Year built
One
Levels
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,005 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,005/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.3%
$/sqft vs Englewood actives
$347 vs $231
Days on market
11 vs 67 typical
Where $347/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34223 — neighborhood snapshot
Population
19,884
Median age
67.8
Median income
$76,016
Median home value
$408,000
Avg household
1.89
Households w/ children
689
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
167 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 1401 S MCCALL ROAD UNIT 301
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$230,000
1401 S MCCALL ROAD UNIT 104B · same community
2 bd · 2 ba · 1,093 sqft · $210/sqft · 90 DOM
Sold · Nov ’25$530,000
2405 N BEACH ROAD UNIT 4
2 bd · 2 ba · 1,098 sqft · $483/sqft · 159 DOM
Sold · Nov ’25$310,000
1751 BEACH ROAD UNIT 204
2 bd · 2 ba · 1,070 sqft · $290/sqft · 310 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1401 S MCCALL ROAD UNIT 301 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1401 S MCCALL ROAD UNIT 301 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1401 S MCCALL ROAD UNIT 301 FAQs
What would the monthly payment be for 1401 S MCCALL ROAD UNIT 301?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,005/mo — principal and interest, the actual property-tax bill, the $718/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1401 S MCCALL ROAD UNIT 301?+
The association fee works out to $718 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1401 S MCCALL ROAD UNIT 301?+
The most recent tax bill on record (2025) was $4,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1401 S MCCALL ROAD UNIT 301?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $379,000, this home is listed about 8% above the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1401 S MCCALL ROAD UNIT 301?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ENGLEWOOD 34223 market on paper
$379,000 is 3% below the ENGLEWOOD 34223 median of $392,403.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $718/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jessica Vinson. MLS #C7532605.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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