CENTURY 21 Edge
$265,0002 bd2 ba1,062 sqft$250 /sqft≈$2,297 /mo all-in ↓

1155 SANDPIPER STREET UNIT C4, NAPLES, FL, 34102

Active10 days on marketListed Oct 28, 2026MLS #C7532624

WaterfrontCondominiumHARBOR LAKES GROUP C/D/E

About this home

1155 SANDPIPER STREET UNIT C4

Welcome home to this beautifully updated, turnkey furnished second-floor condo where all you really need to bring is your toothbrush. Lake and pool views greet you from nearly every room, and with 2 bedrooms, 2 bathrooms, and 1,062 square feet of bright, open living space, it’s ready for you to settle in from day one. Espresso shaker cabinets and granite counters give the kitchen a clean and warm ambiance, and wood-look tile flooring runs throughout. Impact windows are installed in every room for peace of mind during storm season. The great room opens right into the kitchen, where a breakfast bar and a dining table that extends to seat 10 make cooking and entertaining feel effortless. Both bedrooms are spacious, and the guest room’s cabinet is actually a queen cabinet bed. The primary bedroom features a walk in closet with built in closet system as well as spa inspired attached bathroom. Then there’s the screened balcony, easily the best seat in the house. It’s wide and shaded, overlooking the water and the pool. Start your mornings out there with coffee, or wind down in the evening as the light settles over the lake. The location is hard to beat. Fifth Avenue’s dining and boutiques, Tin City, the marinas, and everyday shopping are all just minutes away, and the beach is close enough to bike. The surrounding neighborhood blends condos, Gulf access properties, and upscale single-family homes. Whether you’re looking for a full-time residence or a seasonal escape, this move-in-ready, turnkey condo offers easy, low-maintenance living with beautiful views and the best of Naples close at hand. Unpack and start enjoying it. HVAC- 2015 w/ dual UV disinfection system added 2019 & Drain Guard (condensation treatment system) 2026. Tankless W/H 2016; Upgraded meter base, feeder wires and main breaker panel 2017 & installed Halo Ion Descaler whole house water filtration system.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,062

Sqft

1971

Year built

One

Levels

$250

Per sqft

WaterfrontPool viewTurnkeyPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPool
FacesNorth
ParkingAssigned · Ground Level
ExteriorBalcony · Sliding Doors

Community & fees

Taxes (2025)$2,407/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,297 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,819
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$201
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate7.50%
Loan term

Estimated payment

$2,297/mo

Principal & interest$1,819
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$201
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $265K
$233KedgeAI estimate $269,441 · range $242K–$296K$308K

vs edgeAI estimate

−1.6%

$/sqft vs Naples actives

$250 vs $311

Days on market

10 vs 32 typical

Where $250/sqft sits among the 39 Naples actives

16 · this home
9
7
4
1
2
$170–267$267–364$364–462$462–559$559–657$657+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Lakes

Get to know Naples. See the full Naples guide →

Harbor Lakes — neighborhood snapshot

Population

72

Median age

68

Median income

$78,451

Median home value

$278,700

Avg household

1

For the school run

Collier County School District

HighLorenzo Walker Technical High School★★★★★
MiddleGulfview Middle School★★★★★
ElementaryLake Park Elementary School★★★★★
HighNaples High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans buyer — 8.0 months of inventoryBuyer’s market

$560K → $450K

Naples median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

11 of 39

Naples actives have cut their price

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Oct 28, 2026Listed at $265,000 · 10 days on market since
1971Built · HARBOR LAKES GROUP C/D/E

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1155 SANDPIPER STREET UNIT C4 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1155 SANDPIPER STREET UNIT C4 — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1155 SANDPIPER STREET UNIT C4 FAQs

What would the monthly payment be for 1155 SANDPIPER STREET UNIT C4?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,297/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1155 SANDPIPER STREET UNIT C4?+

The most recent tax bill on record (2025) was $2,407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1155 SANDPIPER STREET UNIT C4?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Naples?+

At $265,000, this home is listed about 51% below the Naples median of $539,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1155 SANDPIPER STREET UNIT C4?+

Lorenzo Walker Technical High School (high), Gulfview Middle School (middle), Lake Park Elementary School (elementary), Naples High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW FLORIDA LIVING · Jessica Nolan. MLS #C7532624.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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