3806 CARUPANO COURT, PUNTA GORDA, FL, 33950
Active8 days on marketListed Oct 30, 2026MLS #C7532644
About this home
3806 CARUPANO COURT
LUXURY SAILBOAT-ACCESS WATERFRONT LIVING IN PUNTA GORDA ISLES! Experience the ultimate Florida lifestyle in this stunning custom-built home featuring 3 bedrooms, 3 bathrooms, a private den, and an impressive air conditioned 3-car garage. Built in 2018, this beautifully designed residence offers smart home controls for entry doors, pool and thermostat, an open, split-bedroom floor plan with upscale finishes and exceptional indoor-outdoor living. The spacious great room showcases a striking gas fireplace, elegant coffered ceiling, custom built-ins, and zero-corner sliding glass doors that seamlessly connect the interior to the expansive outdoor living space. The well-appointed kitchen features white cabinetry, Cambria quartz countertops, stainless steel appliances, a gas cooktop, and a large center island with seating—perfect for entertaining. A separate dining area and private den provide additional space for hosting guests or working from home. The spacious primary suite offers direct lanai access, a tray ceiling, two walk-in closets, and an elegant en-suite bathroom with dual vanities and a Roman-style shower. Two additional bedrooms and two full bathrooms provide comfort and flexibility for family and guests. Step outside to your private tropical retreat featuring a heated saltwater pool and spa, a generous covered lanai, and a fully equipped outdoor kitchen with a gas grill, refrigerator, and sink. Boating enthusiasts will appreciate the concrete seawall, private concrete dock, and 10,000-pound boat lift, with sailboat access and no fixed bridges to Charlotte Harbor and the Gulf of Mexico. Additional highlights include impact-resistant windows and doors, wood-look tile flooring throughout, plantation shutters, a tankless water heater, and lush tropical landscaping. Conveniently located near historic downtown Punta Gorda, Fishermen's Village, waterfront parks, golf courses, shopping, dining, and entertainment, this exceptional property offers the perfect combination of luxury, comfort, and the quintessential Southwest Florida waterfront lifestyle. Your private waterfront paradise awaits!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,362
Sqft
0.23 ac
Lot size
3
Garage
2018
Year built
One
Levels
$558
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,414 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,414/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.7%
$/sqft vs PUNTA GORDA ISLES SEC 12
$558 vs $380
Days on market
8 vs 65 typical
Where $558/sqft sits among the 16 homes for sale in PUNTA GORDA ISLES SEC 12
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
4 of 16
PUNTA GORDA ISLES SEC 12 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 346% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3806 CARUPANO COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$900,000
5010 LA COSTA ISLAND COURT · same community
4 bd · 2 ba · 2,333 sqft · $386/sqft · 190 DOM
Sold · Apr ’26$385,000
1318 SAN MATEO DRIVE · same community
3 bd · 2 ba · 2,425 sqft · $159/sqft · 59 DOM
Sold · May ’26$812,500
2321 VIA VENETO DRIVE · same community
4 bd · 2 ba · 2,428 sqft · $335/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3806 CARUPANO COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3806 CARUPANO COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3806 CARUPANO COURT FAQs
What would the monthly payment be for 3806 CARUPANO COURT?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,414/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3806 CARUPANO COURT?+
The most recent tax bill on record (2025) was $17,512. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3806 CARUPANO COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,319,000, this home is listed about 267% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3806 CARUPANO COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,319,000 runs 346% above the PUNTA GORDA 33950 median — but at 2,362 sqft it's also 32% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Nicole Dwornik. MLS #C7532644.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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