CENTURY 21 Edge

48091 BERMONT ROAD, PUNTA GORDA, FL, 33982

Active8 days on marketListed Oct 30, 2026MLS #C7532656

WaterfrontACREAGE

About this home

48091 BERMONT ROAD

“Lakes Ranch of Charlotte Harbor Highlands” consists of 70+ acres on east Charlotte’s high plain prairie. It features a large lake & several small ponds, natural lands ideal for wildlife, and space for an agriculture venture or any other venture permitted under the liberal Agriculture zoning. The lake has about 3,300+ feet of frontage, plus tributaries off the lake. The land was sown with Argentine Bahia for ranging cattle, wildlife, or other domesticated animals. Located on SR74, it provides access to Charlotte Harbor & the Gulf Islands as well as the interior of Florida. SR29 and US27 are 22 miles east of the property is the fastest route from West Palm Beach, Ft. Lauderdale or the Miami area. Lakes Ranch is of the largest parcels available for sale currently on SR74. The parcel has 1,320 feet of paved road frontage & is about 2,310 feet deep, an ideal depth for an airstrip for light or experimental aircraft. The elevation of the property is over 60 ft. in elevation - USGS Maps. The seventy acres is partially fenced. No deed restrictions here. Electric utilities are available on the north side & in certain locations on the side of the property. The property offers a variety of ways to plan, design & layout the land for permitted uses for the land. Homes & modular homes permitted. Established country neighbors who have lived in the area for years. New neighbors are discovering this area as a place to live away from the bustle of SW Florida. The daytime skies bring interesting sights as the picturesque clouds grow & develop in the afternoon & deliver boundless entertainment. The sunrises & sunsets are for the artist to paint…the nighttime view of the stars & the universe are undisturbed as there are no city lights nearby. This is in a vast area of small farms, ranchettes & undeveloped parcels owned by mostly out of state property owners. The area is comprised of State of Florida-controlled preserves & park-like areas along with vast holdings by many of Florida’s larger ranches, crop producers & citrus groves. The zoning is Agriculture which will permit seven (7) homes on the property. The zoning is very liberal in Charlotte Co. The AG district provides for the establishment & continuation of Agriculture operations to include residences in low densities to accommodate those who understand & desire to live in an AG environment. The only limitations are prescribed by the AG zoning which permits all uses under the description, including low-density residential (1 home/10 acres), conservation, agriculture, recreation & other uses consistent therewith. Permitted AG uses and structures are: 4H/FFA type uses, ALF, cemetery, dairy, fruit, field crop and vegetable production & packing, raising & breeding of domestic & Livestock animals, nature preserve, fish hatchery, game lands, cultivation & processing & sale of crops grown on premises, silviculture, aquaculture & commercial citriculture, horse stables, barn, workshop, & structures & uses incidental to agricultural, manufactured home (DCA) minimum requirement is 150 mph exposure C, minor home occupation, outdoor educational facility, park, public or not-for-profit, nursery, poultry, single-family detached, may

Facts & features

The home at a glance

70.74 ac

Lot size

WaterfrontTrees/Woods & Water view

Inside

Outside & construction

ViewTrees/Woods · Water
FacesNorth

Community & fees

Taxes (2025)$3,924/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,623 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$12,397
PMI (est., until 20% equity)$739
Property tax — 2025 actual bill$327
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $197,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $197,000
Interest rate7.50%
Loan term

Estimated payment

$13,623/mo

Principal & interest$12,397
PMI (est., until 20% equity)$739
Property taxes (actual bill)$327
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Punta Gorda

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$325K → $340K

Punta Gorda median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1171% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Oct 30, 2026Listed at $1,970,000 · 8 days on market since

Reality check

What actually sold near 48091 BERMONT ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5002 30TH STREET WSold · Oct ’26

$159,999

5002 30TH STREET W · same community

1 bd · 1 ba · 400 sqft · $400/sqft · 4 DOM

2354 LAKEVIEW DRIVESold · Feb ’26

$179,900

2354 LAKEVIEW DRIVE · same community

2 bd · 1 ba · 900 sqft · $200/sqft · 4 DOM

810 21ST STREET ESold · Jul ’26

$328,000

810 21ST STREET E · same community

3 bd · 2 ba · 1,218 sqft · $269/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 48091 BERMONT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 48091 BERMONT ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

48091 BERMONT ROAD FAQs

What would the monthly payment be for 48091 BERMONT ROAD?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $13,623/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 48091 BERMONT ROAD?+

The most recent tax bill on record (2025) was $3,924. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $1,970,000, this home is listed about 449% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 48091 BERMONT ROAD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Lindsay Harrington. MLS #C7532656.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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