
2090 MATECUMBE KEY ROAD UNIT 1308, PUNTA GORDA, FL, 33955
Active8 days on marketListed Oct 30, 2026MLS #C7532730
About this home
2090 MATECUMBE KEY ROAD UNIT 1308
The Minute you Step Inside this Harbor Tower Unit - You will FEEL the FLORIDA VACATION VIBES!!!...TASTEFULLY DECORATED thru-out ....Beautiful completely redone kitchen area with new cabinets and quartz counter tops. The unit which is sold turn key has newer furniture as well ....Great Room Furniture itself beckons your relaxation... Screened Lanai ....Spacious Master Bedroom and Bath ....Guest Bedroom and Bath....Lots of Storage Closets...You will Love Meeting new friends at the Heated Pool and with Outside Grill. BURNT STORE MARINA is the largest, deep water Marina along the Gulf Coast...Bring your Boat and enjoy the 10 Nautical Ride to the GULF...Two BASINS - one with Waterfront Restaurant, Live Entertainment and the Trading Post offering Bike & Kayak Rentals and Gourmet Sandwiches, etc... 27 Holes of Golf, Pro Shop & Restaurant...Fitness, Racquet & Pool Club Memberships...Jogging & Walking Paths...Golf Cart community...Freedom Boat Club...You will be LIVING the MARINA LIFESTYLE when you invest in this beautiful Piece of PARADISE...WELCOME HOME!!! (BEST OF ALL THIS UNIT IS TURN KEY ALL YOU NEED IS YOUR TOOTHBRUSH)
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
809
Sqft
0 ac
Lot size
1998
Year built
One
Levels
$308
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,320 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,320/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8%
$/sqft vs HARBOR TOWERS AT BURNT STORE
$308 vs $340
Days on market
8 vs 65 typical
Where $308/sqft sits among the 9 homes for sale in HARBOR TOWERS AT BURNT STORE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,163
Median age
73
Median income
$91,655
Median home value
$425,315
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
2 of 9
HARBOR TOWERS AT BURNT STORE have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 454% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2090 MATECUMBE KEY ROAD UNIT 1308
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$370,000
2090 MATECUMBE KEY ROAD UNIT 1404 · same community
2 bd · 2 ba · 1,030 sqft · $359/sqft · 268 DOM
Sold · Apr ’26$510,000
2090 MATECUMBE KEY ROAD UNIT 1306 · same community
3 bd · 2 ba · 1,402 sqft · $364/sqft · 49 DOM
Sold · Mar ’26$153,000
3170 MATECUMBE KEY ROAD UNIT 111
1 bd · 1 ba · 593 sqft · $258/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2090 MATECUMBE KEY ROAD UNIT 1308 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2090 MATECUMBE KEY ROAD UNIT 1308 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2090 MATECUMBE KEY ROAD UNIT 1308 FAQs
What would the monthly payment be for 2090 MATECUMBE KEY ROAD UNIT 1308?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,320/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2090 MATECUMBE KEY ROAD UNIT 1308?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2090 MATECUMBE KEY ROAD UNIT 1308?+
The most recent tax bill on record (2024) was $2,896. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2090 MATECUMBE KEY ROAD UNIT 1308?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $249,500, this home is listed about 31% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2090 MATECUMBE KEY ROAD UNIT 1308?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$249,500 runs 454% above the PUNTA GORDA 33955 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Mike Schwanger. MLS #C7532730.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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