30497 CEDAR ROAD, PUNTA GORDA, FL, 33982
Active3 days on marketListed Nov 4, 2026MLS #C7532824
About this home
30497 CEDAR ROAD
HERE'S YOUR CHANCE TO PUT IN SOME SWEAT EQUITY AND HAVE A VERY NICE LARGE HOME WITH 4BR, 3BA, 2 CAR GAR, IN-GROUND POOL, SPA/HOT TUB AND AN EXTRA LOT (.46 TOTAL). When you walk in, you will right away notice the cathedral ceilings which gives this large home an even grander look. The primary bedroom is very large and has a very large walk-in closet (8'5x7'11), an ensuite bathroom with a walk-in shower, double vanity and separate water closet. There's plenty of room in the kitchen with ample cabinet space and a closet pantry. There's granite counter tops a new French door stainless steel refrigerator (9/26), double sinks and a new faucet that overlooks the dinette area and beyond to the pool. There is a front formal dining area for plenty of gathering and entertaining. The layout is open and unique as it has two large guest rooms that share the hall bathroom and the 4th bedroom is off the kitchen and has its own sliding glass doors to the lanai/pool. It is being sold as-is and is priced right as it leaves room for a homeowner to put in some sweat equity and have a nice homestead. The roof is new, post Ian (2022). The water softener equipment is new (2022). The neighborhood blends a country feel with community charm. It has a clubhouse and events during the holidays. The HOA is optional at just at $25.00 for an individual or $35.00 for a family per year. You can obtain a key to the boat ramp for your fun days on the water. The neighborhood is about 5 miles to I75 and 6 miles to downtown historical Punta Gorda. There you find many local restaurants, community events, Laishley's Park, Fisherman's Village and farmer's market on weekends.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,229
Sqft
0.46 ac
Lot size
2
Garage
2007
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,333 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,333/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6%
$/sqft vs Punta Gorda actives
$179 vs $208
Days on market
3 vs 65 typical
Where $179/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
158 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 157% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 30497 CEDAR ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$240,000
30450 HOLLY ROAD · same community
3 bd · 2 ba · 1,416 sqft · $169/sqft · 7 DOM
Sold · Nov ’25$643,000
5204 BLACKJACK CIRCLE
3 bd · 2 ba · 2,109 sqft · $305/sqft · 13 DOM
Sold · Aug ’26$630,000
30108 CEDAR ROAD
4 bd · 3 ba · 2,611 sqft · $241/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 30497 CEDAR ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 30497 CEDAR ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
30497 CEDAR ROAD FAQs
What would the monthly payment be for 30497 CEDAR ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,333/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 30497 CEDAR ROAD?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 30497 CEDAR ROAD?+
The most recent tax bill on record (2025) was $2,664. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 30497 CEDAR ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $399,000, this home is listed about 11% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 30497 CEDAR ROAD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,000 runs 157% above the PUNTA GORDA 33982 median — but at 2,229 sqft it's also 24% larger than the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Punta Gorda market that averages 65 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ALLISON JAMES ESTATES & HOMES · Paula Elliott. MLS #C7532824.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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