16 OCEAN DRIVE, PUNTA GORDA, FL, 33950
Active2 days on marketListed Nov 5, 2026MLS #C7532857
Come see it
Upcoming open house
Sat, Nov 7
11:00 AM – 1:00 PM
About this home
16 OCEAN DRIVE
Experience exceptional WATERFRONT living with 85 feet of SAILBOAT-ACCESS WATER FRONTAGE offering DIRECT ACCESS to the harbor and open water. This beautifully maintained 3 bedroom, 2 bathroom, 2 car garage pool home features a 45-foot concrete dock equipped with a 10,000-lb boat lift—perfect for the boating enthusiast. NO HOA FEES - TRANSFERABLE FEMA FLOOD POLICY PAID THROUGH 10/2027. CLICK ON THE VIRTUAL TOUR LINK 1 FOR THE VIDEO AND VIRTUAL LINK 2 FOR THE 3D TOUR. Inside, ceramic tile flooring, crown molding, and custom plantation shutters create a refined and cohesive look throughout. The open living room is ideal for entertaining, highlighted by a large glass pocket slider that frames stunning water views and seamlessly extends your living space outdoors. The kitchen is designed for both everyday comfort and hosting, featuring a breakfast bar, a cooking island, all stainless steel appliances, granite countertops, and a closet pantry. A spacious dining room sits just off the kitchen and offers wonderful views of the water. The generous master suite includes an oversized wall-to-wall closet and a private bathroom with a single sink vanity and a walk-in shower. Two well-sized guest bedrooms share a nearby guest bathroom, offering comfort and privacy for family or visitors. Step outside to a large paver patio—perfect for savoring your morning coffee or relaxing with an evening beverage while taking in the tranquil waterfront. Enjoy the private pool with plenty of deck space for soaking up the sun, plus an additional backyard patio where you can watch the boats pass or embark on your next adventure. 2024 ALUMINUM ROOF W STAINLESS STEEL SCREWS - GENERATOR TRANSFER SWITCH - PORTABLE DUAL FUEL W ELECTRIC START GENERATOR - TWO 100 GAL PROPANE TANKS - 2024 PANORAMIC VIEW POOL CAGE - HURRICANE PROTECTION - HURRICANE RATED GARAGE DOOR - 2025 BOATLIFT POLES - 2023 EXTERIOR PAINTED. Enjoy all the amenities that Punta Gorda has to offer, such as biking, fishing, boating, dining, live entertainment, and much more! Close to Fisherman's Village, Ponce De Leon Park, Gilcrest Park, and Historical Downtown Punta Gorda. Also, minutes to award-winning beaches such as Englewood Beach, Manasota Key & Stump Pass, to name a few!! Schedule your private tour TODAY—this is your chance to experience elegant waterfront living at its finest.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,776
Sqft
0.25 ac
Lot size
2
Garage
1969
Year built
One
Levels
$422
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,630 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,630/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.7%
$/sqft vs PUNTA GORDA ISLES SEC 04
$422 vs $413
Days on market
2 vs 65 typical
Where $422/sqft sits among the 10 homes for sale in PUNTA GORDA ISLES SEC 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
4 of 10
PUNTA GORDA ISLES SEC 04 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 154% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 16 OCEAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$737,000
2160 PALM TREE DRIVE · same community
3 bd · 2 ba · 1,809 sqft · $407/sqft · 283 DOM
Sold · Jul ’26$425,000
2241 GULFVIEW ROAD · same community
3 bd · 2 ba · 1,720 sqft · $247/sqft · 47 DOM
Sold · Sep ’26$650,000
155 CRESCENT DRIVE · same community
3 bd · 2.5 ba · 1,844 sqft · $352/sqft · 170 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 16 OCEAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 OCEAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16 OCEAN DRIVE FAQs
What would the monthly payment be for 16 OCEAN DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,630/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16 OCEAN DRIVE?+
The most recent tax bill on record (2024) was $5,637. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16 OCEAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $749,900, this home is listed about 109% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16 OCEAN DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$749,900 runs 154% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Punta Gorda market that averages 65 — if it fits, move quickly.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Matthew Patterson. MLS #C7532857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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