2165 EL CERITO COURT, PUNTA GORDA, FL, 33950
Active0 days on marketListed Nov 6, 2026MLS #C7532939
About this home
2165 EL CERITO COURT
Virtually Staged. A BOATER'S PARADISE IN SOUGHT-AFTER PUNTA GORDA ISLES! Beautifully renovated and move-in ready, this exceptional 3-bedroom, 2-bath waterfront home with heated pool and a 2-car garage offers the perfect blend of modern elegance, effortless living, and the ultimate Florida boating lifestyle. No detail has been overlooked! The home features a tile roof, impact-resistant windows with plantation shutters, and stunning travertine flooring throughout. The beautifully updated kitchen showcases a breakfast bar, GE appliances, granite countertops, a 60/40 composite sink, and soft-close cabinetry. Both bathrooms have been completely transformed with gorgeous walk-in showers, new vanities, and toilets. The primary suite is enhanced by a custom built-in closet system, while the spacious laundry room offers an abundance of storage with Samsung appliances. Step through the 3 sets of brand-new sliding glass doors and discover an incredible outdoor retreat! A covered lanai flows effortlessly onto an expansive screened pool deck with plenty of room for entertaining, relaxing, and additional seating. Surrounded by beautiful palms and exceptional low-maintenance landscaping, the setting is both private and inviting, with picturesque views of a wide turn-basin canal. For the boating enthusiast, this property truly shines! Enjoy a concrete dock with a 10,000-pound boat lift and an approximately 15-minute ride out to Charlotte Harbor, putting some of Southwest Florida's finest boating and waterfront destinations within easy reach. Conveniently located just minutes from historic downtown Punta Gorda and Fishermen's Village, you'll enjoy an abundance of waterfront restaurants, boutique shopping, entertainment, and community events. Completely updated, beautifully appointed, and offering the waterfront lifestyle buyers dream about. Just bring your boat and start enjoying everything Punta Gorda Isles has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,342
Sqft
0.23 ac
Lot size
2
Garage
1973
Year built
One
Levels
$543
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,133 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,133/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.5%
Days on market
0 vs 65 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 147% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2165 EL CERITO COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2165 EL CERITO COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2165 EL CERITO COURT FAQs
What would the monthly payment be for 2165 EL CERITO COURT?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,133/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2165 EL CERITO COURT?+
The most recent tax bill on record (2025) was $1,350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2165 EL CERITO COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $729,000, this home is listed about 103% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2165 EL CERITO COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$729,000 runs 147% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Punta Gorda market that averages 65 — if it fits, move quickly.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of ALLISON JAMES ESTATES & HOMES · Sarah Youngblood. MLS #C7532939.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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