125 MORNINGSTAR DRIVE, PUNTA GORDA, FL, 33950
Active2 days on marketListed Nov 5, 2026MLS #C7532956
About this home
125 MORNINGSTAR DRIVE
WATERFRONT LIVING AT ITS FINEST, Sailboat canal, Quick access and furnished! Welcome to this beautifully updated 3 bedroom, 2 bathroom, 2 car garage home situated on a saltwater canal a short commute to Charlotte Harbor in approximately 5 minutes! Whether you're an avid boater, fishing enthusiast, or simply enjoy the Florida waterfront lifestyle, this home offers the perfect opportunity to enjoy it all! Step inside to discover a beautifully updated interior featuring luxury vinyl plank flooring throughout, a welcoming foyer, spacious formal living room, and formal dining area. The modern kitchen is sure to impress with stylish shaker cabinetry, stainless steel appliances, solid surface countertops, and a convenient beverage refrigerator, creating the perfect space for everyday living and entertaining. The spacious primary suite offers a private retreat featuring dual walk-in closets and an updated ensuite bathroom complete with dual sinks, a beautifully renovated walk-in shower, and a linen closet. The desirable split bedroom floor plan provides privacy, with two generously sized guest bedrooms located on the opposite side of the home. Both guest bedrooms feature walk-in closets and share a guest bathroom that offers the potential to serve as a future pool bath. A dedicated indoor laundry room adds everyday convenience. Step outside and embrace the Florida lifestyle with a spacious outdoor entertaining area overlooking the saltwater canal. Imagine enjoying your morning coffee while taking in the peaceful waterfront views, hosting gatherings with family and friends, or heading out for a day of boating and fishing with Charlotte Harbor just minutes away. With its beautifully updated interior, spacious floor plan, and desirable waterfront location, this home is ready for its new owners to move in and start enjoying everything Southwest Florida waterfront living has to offer! Don't miss your opportunity to make this waterfront retreat your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,828
Sqft
0.22 ac
Lot size
1
Garage
1987
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,075 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,075/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.5%
Days on market
2 vs 65 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,955
Median age
65.4
Median income
$76,369
Median home value
$433,800
Avg household
1.95
Households w/ children
1,551
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 125 MORNINGSTAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 MORNINGSTAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
125 MORNINGSTAR DRIVE FAQs
What would the monthly payment be for 125 MORNINGSTAR DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,075/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 125 MORNINGSTAR DRIVE?+
The most recent tax bill on record (2025) was $5,322. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $475,000, this home is listed about 32% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 125 MORNINGSTAR DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$475,000 runs 61% above the PUNTA GORDA 33950 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Punta Gorda market that averages 65 — if it fits, move quickly.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX PALM REALTY · Erin Daum. MLS #C7532956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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