8416 RIVERSIDE DRIVE, PUNTA GORDA, FL, 33982
Active3 days on marketListed Nov 4, 2026MLS #C7532975
Come see it
Upcoming open house
Sat, Nov 7
11:00 AM – 2:00 PM
About this home
8416 RIVERSIDE DRIVE
Old Florida Charm Meets Modern Waterfront Luxury! Nestled along the tranquil waters of Shell Creek, with direct access to the Peace River and the Gulf; this spectacular waterfront retreat offers approximately 200 feet of waterfrontage, breathtaking views, and an extraordinary indoor-outdoor lifestyle. Completely remodeled from top to bottom, this home effortlessly blends coastal charm with sophisticated modern upgrades. From the moment you approach the inviting front pergola, you'll appreciate the attention to detail and quality craftsmanship throughout. Step inside to discover a stunning designer kitchen featuring exquisite Palisander Blue quartz countertops, custom cabinetry with soft-close doors and beautiful finishes completed in 2024. Additional improvements include a new Rheem A/C system and water heater in 2024, a durable metal roof, and a 2023 reroof of the rear flat-roof section, including the lanai. Designed to maximize comfort and waterfront views, the light-filled primary suite offers picturesque views of the water, an Luxurious Custom walk-in closet, and a completely reimagined ensuite bathroom featuring a gorgeous custom-tiled walk-in shower. The desirable split-bedroom floor plan provides privacy for guests, with two additional bedrooms and a beautifully remodeled guest bathroom. Just beyond the kitchen, an enchanting enclosed den showcases three walls of windows overlooking the water complemented by a charming tongue-and-groove ceiling. It's the perfect setting for morning coffee, peaceful afternoons, or simply soaking in the natural beauty of your waterfront surroundings. Updated interior doors with fresh interior paint add to the home's move-in-ready appeal. But the true showstopper awaits outdoors! Experience the magic of waterfront living with an expansive seawall and an incredible outdoor entertaining oasis. The sellers invested nearly $50,000 creating a spectacular waterfront retreat featuring a new pressure-treated wood deck, a charming thatched tiki-style roof, a custom floating bench with fire pit, with approximately $5,000 in custom handrails. A private dock offers exciting possibilities for boating enthusiasts, with the potential to add a boat lift. Whether you're entertaining beneath the tiki roof, enjoying a sunset by the fire, or setting out to explore Shell Creek and the Peace River, every day feels like a vacation! Additional features include a 2 garage, and a spacious 15' x 20' bonus room offering incredible flexibility for a future fitness studio, game room, hobby space, or additional retreat with the installation of a mini-split A/C system. Your waterfront paradise awaits!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,249
Sqft
0.33 ac
Lot size
2
Garage
1966
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,446 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,446/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.7%
$/sqft vs Punta Gorda actives
$178 vs $208
Days on market
3 vs 65 typical
Where $178/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
159 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 158% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 8416 RIVERSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$480,000
3264 PARK DRIVE
3 bd · 2 ba · 2,266 sqft · $212/sqft · 150 DOM
Sold · Apr ’26$530,000
30110 LOBLOLLY PINE DRIVE
2 bd · 2 ba · 2,134 sqft · $248/sqft · 142 DOM
Sold · Nov ’25$180,000
1822 BETTY LOU COURT
3 bd · 2 ba · 2,104 sqft · $86/sqft · 193 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8416 RIVERSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8416 RIVERSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8416 RIVERSIDE DRIVE FAQs
What would the monthly payment be for 8416 RIVERSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,446/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8416 RIVERSIDE DRIVE?+
The most recent tax bill on record (2025) was $4,358. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8416 RIVERSIDE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $399,900, this home is listed about 11% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8416 RIVERSIDE DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 158% above the PUNTA GORDA 33982 median — but at 2,249 sqft it's also 26% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Punta Gorda market that averages 65 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Leann Croke. MLS #C7532975.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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