CENTURY 21 Edge
$113,000$124,000≈$923 /mo all-in ↓

TBD NW 85TH AVENUE, CHIEFLAND, FL, 32626

Active228 days on marketListed Feb 26, 2026MLS #CC852696

✦ Priced 71% below the Chiefland median✦ Reduced $11K

About this home

TBD NW 85TH AVENUE

Expansive 5.69 Acre vacant residential parcel located in a peaceful Rural setting in Chiefland, Florida, with No rear neighbors offering privacy and open surroundings. A light pole is positioned in front of the property, providing convenient Electrical access. No HOA and Not located in a Flood Zone. The property allows for a Site-built home, a Mobile home, a Modular home, or a Barndominium, giving buyers multiple building options to suit their needs. Bring your horses and enjoy wide open skies and true Florida country living. The property is well suited for a homesite, small farm, or equestrian lifestyle with room for a barn, workshop, pasture, and outdoor recreation. Conveniently located approximately 10 minutes from shopping, dining, schools, and everyday amenities in Chiefland while maintaining a quiet rural atmosphere. Approximately 4 miles to Manatee Springs State Park, the Suwannee River, and Clay Landing boat ramp, and a short drive to Cedar Key for Gulf fishing and coastal charm. Convenient access to US-19/98, Alt US-27, and SR-24 provides easy travel to Gainesville, Williston, and surrounding Nature Coast communities. This property offers privacy, multiple building options, and long term potential. Qualified buyers may purchase with as little as 20% Down Payment.

Facts & features

The home at a glance

5.69 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$579/yr
CommunityClubhouse · Park · Playground

Utilities & systems

WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$923 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$665
FHA mortgage insurance (est.)$50
Property tax — 2025 actual bill$48
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,955Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

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Run your own numbers

Loan type
Down payment3.5% · $3,955
Interest rate6.00%
Loan term

Estimated payment

$923/mo

Principal & interest$665
FHA mortgage insurance (est.)$50
Property taxes (actual bill)$48
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Chiefland market

Seller’s marketBalanced — 6.1 months of inventoryBuyer’s market

$270K → $262K

Chiefland median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% below the Chiefland median. See the full Chiefland market guide →

Paper trail

This home's history

CurrentPrice reduced to $113,000 ▼ $11K
Feb 26, 2026Listed at $124,000 · 228 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about TBD NW 85TH AVENUE — start here.

CallText
gianfranco.diflumeri@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TBD NW 85TH AVENUE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

TBD NW 85TH AVENUE FAQs

What would the monthly payment be for TBD NW 85TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $923/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on TBD NW 85TH AVENUE?+

The most recent tax bill on record (2025) was $579. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Chiefland?+

At $113,000, this home is listed about 71% below the Chiefland median of $394,999. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Chiefland market on paper

$113,000 is 71% below the Chiefland median of $394,999.

02Time on market is leverage

228 days on market against a Chiefland median of 71 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $124,000, now $113,000 — a $11K cut. The full history is in the market section below.

Keep looking

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Listing courtesy of LPT REALTY, LLC · Carol Villani. MLS #CC852696.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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TBD NW 85TH AVENUE, CHIEFLAND, FL — $113,000 | CENTURY 21 Edge