3541 N Pine Valley LOOP, LECANTO, FL, 34461
Active209 days on marketListed Mar 17, 2026MLS #CC853251
About this home
3541 N Pine Valley LOOP
RARE OPPORTUNITY to own a premier estate homesite in the guard-gated community of Black Diamond Ranch. Perfectly positioned along the 12th tee and near the start of the world-renowned Quarry Course’s 13-17 hole stretch many consider to be among the “five best consecutive holes of golf in the world.” This exceptional 0.92-acre lot offers breathtaking golf course views and an extraordinary setting among some of the community’s most distinguished residences. With nearly an acre of land, this expansive homesite provides the ideal canvas to design and build your custom dream home. Premier lots on the Championship Quarry Course are increasingly limited, making this a truly special opportunity to secure one of the finest remaining properties in the community. Black Diamond Ranch is a stunning gated enclave known for its 45 holes of championship golf across three distinct courses, all designed by renowned architect Tom Fazio. The Quarry Course is celebrated for its dramatic elevation changes, with five holes playing across and around canyon rims up to 80 feet deep. The Ranch Course offers a more natural setting, highlighted by native vegetation and majestic oaks, while the Highland Course delivers an equally engaging 9-hole experience. Membership to the Black Diamond Club is optional, offering residents access to world-class golf and an array of upscale amenities. The community features a clubhouse with fine dining, a 24-hour fitness center, junior Olympic-size pool, Har-Tru clay tennis courts, and beautifully preserved natural surroundings along Florida’s scenic Nature Coast. Ideally located just minutes from the Shoppes at Black Diamond, residents enjoy convenient access to shopping, dining, and everyday essentials while still embracing the privacy and tranquility of this exceptional community. Don’t miss your chance to own one of the most desirable golf course homesites in Black Diamond Ranch.
Facts & features
The home at a glance
0.92 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,664 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,664/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lecanto
Get to know Lecanto. See the full Lecanto guide →
LECANTO 34461 — neighborhood snapshot
Population
13,289
Median age
54.8
Median income
$60,795
Median home value
$287,200
Avg household
2.47
Households w/ children
979
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lecanto market
$340K → $350K
Lecanto median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the LECANTO 34461 median. See the full Lecanto market guide →
Paper trail
This home's history
Reality check
What actually sold near 3541 N Pine Valley LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$168,000
503 S MONROE STREET
2 bd · 1.5 ba · 816 sqft · $206/sqft · 2 DOM
Sold · Sep ’26$174,900
9 NEW YORK BOULEVARD
2 bd · 1 ba · 816 sqft · $214/sqft · 79 DOM
Sold · Jun ’26$101,200
4 ARIZONA STREET
2 bd · 1 ba · 888 sqft · $114/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3541 N Pine Valley LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3541 N Pine Valley LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3541 N Pine Valley LOOP FAQs
What would the monthly payment be for 3541 N Pine Valley LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,664/mo — principal and interest, the actual property-tax bill, the $164/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3541 N Pine Valley LOOP?+
The association fee works out to $164 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3541 N Pine Valley LOOP?+
The most recent tax bill on record (2025) was $968. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lecanto?+
At $199,000, this home is listed about 43% below the Lecanto median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3541 N Pine Valley LOOP?+
Lecanto Middle School (middle), Lecanto High School (high), Forest Ridge Elementary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Christine Steele. MLS #CC853251.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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