10078 N Carver WAY, CITRUS SPRINGS, FL, 34434
Active108 days on marketListed Jul 27, 2026MLS #CC856648
About this home
10078 N Carver WAY
One or more photo(s) has been virtually staged. Welcome to this impressive two-story home in Citrus Springs featuring a dramatic two-story foyer with soaring ceilings that creates a grand first impression. This 4-bedroom, 2.5-bath home offers 2,944 square feet of living space (3,842 total square feet) and sits on a 0.32-acre lot with an attached 3-car garage. The thoughtfully designed floor plan provides comfortable living areas with plenty of room for everyday activities, entertaining, and flexibility. The oversized primary suite offers a private retreat with a generous bedroom area, walk-in closet, and en-suite bathroom. Three additional bedrooms provide space for guests, family members, or a home office. The backyard includes a storage shed that conveys with the property, providing additional space for lawn equipment, tools, and outdoor storage. Recent updates include a new water heater installed in 2026, as well as a new roof installed 2026. Located in Citrus Springs, this home offers convenient access to local parks, golf courses, walking and biking trails, shopping, dining, schools, and medical facilities. Enjoy nearby destinations including Crystal River, Rainbow Springs, the Withlacoochee State Trail, and the Gulf of Mexico, offering opportunities for boating, fishing, kayaking, hiking, and exploring Florida’s natural springs. With its generous living space, sought-after features, and recent improvements, this home provides a great opportunity to enjoy the Citrus County lifestyle. Schedule your private showing today! VirtuallyStaged.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,944
Sqft
0.32 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,231 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,231/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.2%
$/sqft vs Citrus Springs actives
$124 vs $168
Days on market
108 vs 60 typical
Where $124/sqft sits among the 271 Citrus Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
CITRUS SPRINGS 34434 — neighborhood snapshot
Population
11,074
Median age
44.8
Median income
$68,939
Median home value
$238,400
Avg household
2.62
Households w/ children
1,370
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$263K → $262K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
113 of 271
Citrus Springs actives have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1120% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 10078 N Carver WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$390,000
880 W RUM PLACE
4 bd · 2 ba · 2,560 sqft · $152/sqft · 113 DOM
Sold · Jun ’26$287,900
8947 N SALINA DRIVE
4 bd · 2 ba · 2,134 sqft · $135/sqft · 33 DOM
Sold · Jun ’26$334,990
9010 N GRECO TERRACE UNIT 76
4 bd · 3 ba · 2,064 sqft · $162/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10078 N Carver WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10078 N Carver WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10078 N Carver WAY FAQs
What would the monthly payment be for 10078 N Carver WAY?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,231/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10078 N Carver WAY?+
The most recent tax bill on record (2025) was $4,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $364,900, this home is listed about 33% above the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10078 N Carver WAY?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Seth Purnell. MLS #CC856648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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